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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Quick & easy no fuss

Brilliant service quick fast. Straight into your account no messing Reviewed on: 30th June 2017

Painless and speedy service

Was very straightforward to make the application and the funds were available quickly. Great service and would highly recommend. Reviewed on: 30th June 2017

easy to apply

Great loan company which also had the best rate. Reviewed on: 30th June 2017

Competitive Loan Account

Easy to apply for, good communications, fast decision. Better interest rate than my Bank had quoted me. All in all, excellent customer service. Reviewed on: 30th June 2017

Hassell free and super fast

I wanted a loan for a new motorcycle ,, zopla gave me a fast online quote that was a much better deal than what the bank or motor finance company could offer, no brainer really, would use again. Reviewed on: 30th June 2017

Best rates I could find

I've used Zopa twice and on both occasions I fully researched the market and Zopa offered the best deal. I highly recommend Zopa Reviewed on: 30th June 2017

Very good

Quick, helpful and good value loans Reviewed on: 30th June 2017

Prompt service at good rates

I'm on my second loan with Zopa and it is very likely I will use them many times in the future. The service is extremely good with decisions made within 24 hours and the rates are the best I could find on both occasions so far. I highly recommend Zopa Reviewed on: 30th June 2017

Fast, easy and affordable

The whole process was simple and user friendly. And very competitive. That is why I came back when I needed to borrow again. I would wholeheartedly recommend Zopa. Reviewed on: 30th June 2017

Gave a great rate that was affordable.

Applied with confidence. Rates and repayments explained in a professional manner. No hidden extras. Reviewed on: 30th June 2017

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