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Zopa: Personal loan reviews

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4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Dreams do come true!

5
I am very great full to zopa for helping me achieve my dream. It would not be possible without them..excellent service and smooth communications and dealings. Thank you Zopa! Reviewed on: 30th June 2017
Emma Griffiths's avatar
Emma Griffiths

Quality service right from start

5
Quick response. Loan paid into account quickly. Customer service fantastic. Reviewed on: 30th June 2017
Julie stirges's avatar
Julie stirges

The best

5
The best company in uk I recoment for everyone Apr is very low Reviewed on: 30th June 2017
Yener kilic's avatar
Yener kilic

Great

5
Great service easy to apply most important great rates Reviewed on: 30th June 2017
Andrew Bell's avatar
Andrew Bell

All in all, good stuff!

5
Friendly service, quick decision - when I had to make an amendment to my loan - no stealth charges. Done very quickly and email confirmation done within minutes confirming changes. Reviewed on: 30th June 2017
Foo Landers's avatar
Foo Landers

Great

5
Clear with no hassle. Definitely will recommend Reviewed on: 30th June 2017
Nadia's avatar
Nadia

Not bad Apr

4
Took a loan for a new car, long vetting process but good Apr and fair rates so can't complain. No hidden charges. Reviewed on: 30th June 2017
John's avatar
John

Outstanding

5
Customer service second to none....will use again Reviewed on: 30th June 2017
Keith's avatar
Keith

Top loan company

5
Easy to use website, quick decisions made. Extremely hassle free. Reviewed on: 30th June 2017
Melanie McGuff's avatar
Melanie McGuff

Fast and easy

5
Alway find it difficult and confusing with other lenders. But with zopa, it was fast and easy. Very clear to understand. No small prints or anything caches and a very clear app that you can keep track of what's been payed and still to pay. And lots of other useful things to help you with any questions you may have. Well 100% recommend and use again. Reviewed on: 30th June 2017
Nadia's avatar
Nadia

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