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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Flexible lending

I went with zopa for the simple reason that the rates were good, but the main feature I love is the ability to make extra payments as and when I get some spare cash, helping to pay it off earlier Reviewed on: 30th June 2017

I have already recommended Zopa to alot of friends.

Getting a loan from Zopa was quite simple and stress free. Their interest rate is better than the banks. Reviewed on: 30th June 2017

Clear and transparent staff

Great service and very fast set up of the loan Reviewed on: 30th June 2017

Good customer service

Simple application process, good customer service and great rate of interest Reviewed on: 30th June 2017

No problem

Signed up and paid off. Good Apr and no problems Reviewed on: 30th June 2017

Very helpfull and transparent

Very easy and fantastic staff to talk to Reviewed on: 30th June 2017

Fast and efficient, easy to understand

The whole process was quick to apply and turn around time was fast. Rates and terms and conditions were clear and easy to understand. A straightforward process. Reviewed on: 30th June 2017

convenient and fast personal loan

No hidden costs. Easy process. Reasonable prices. Reviewed on: 30th June 2017

Speedy superb service

Quick and easy to use Excellent customer service Thank you Reviewed on: 30th June 2017

easy, rreliable service. trustworthy

easy to apply, online and easy to use web application. faultless service and commuication Reviewed on: 30th June 2017

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