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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great

From start to finish there is nothing but great customer service Reviewed on: 30th June 2017

Quick and easy to apply

No fuss, no hassle! Just what you need/ and the time you want! Reviewed on: 30th June 2017

Quickly and great rates

When comparing loans the idea of paying back quicker than the loan length was a big reason for choosing them and the loan is so easy to access via Internet and make extra payments. Reviewed on: 30th June 2017

Speedy and good value

Rapid approval. Speedy paperwork. Good rates. Most positive loan experience so far. Reviewed on: 30th June 2017

Best loan provider ever

I have a very good experience with you guys! Quick answer, low rate...I really recommend it for somebody who needs a loan Quick, easy and Sure! Reviewed on: 30th June 2017

zzopa excellent customer service

Great customer service. Money paid quick and back up service excellent. Reviewed on: 30th June 2017

No hassle loan

Easy to use loan calculator, and application process, with extremely competitive rates for existing customers. Reviewed on: 30th June 2017

Good credit experience.

Easy to set up. Best interest rate I could find on the market. Reviewed on: 30th June 2017

Fantastico

Great Company to take out a loan with. Nothing is too much hassle. I have topped up loans and had concurrent loans and organised with consumate ease... I highly recommend Zopa! Reviewed on: 30th June 2017

Great service

A++++++++++++++++++++++++++++++++++++ Reviewed on: 30th June 2017

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