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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Quick and efficient

Zopa loans are a quick, easy and friendly service. We have used them twice now and have had nothing but a good experience. Reviewed on: 30th June 2017

Superb Service

Great Easy application process, easy online account access. Already reccommended to family and friends! 5* company to deal with. Reviewed on: 30th June 2017

Very efficient and good value

Very quick application process Quick transfer of money into my account Very low apr Reviewed on: 30th June 2017

Lone

Great experience hassle free would more than happily recommended to friends and family 5star service Reviewed on: 30th June 2017

Easy way to grt ahead

My first experiance was so simple and got a decision in 2 hours which was magic and it came at the right time. Thank you Zopa Reviewed on: 30th June 2017

Excellent

Excellent service and keeps you update on your account Reviewed on: 30th June 2017

Great rates great speed

Great loan rates, money was into my bank really fast, wasn't expecting it to be as smooth as it was!!! 10/10 Reviewed on: 30th June 2017

Great rates, easy to deal with

Zopa offered a loan cheaper than the banks, application is done online in minutes and approval is quick. Managing my account online was easy and overpayments or paying back the loan faster was simple. I would use zopa again Reviewed on: 30th June 2017

Superb

I have had 2 loans. Fantastic rates. Great hassle free application and quick results. Clear website where you can see exactly where you are through your loan. I have recommended to friends and family and will again. Reviewed on: 30th June 2017

Quick decision

Easy to use / quick decision made nice and helpful customer service Reviewed on: 30th June 2017

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