Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Very easy to deal with! Excellent all roind

Everything I had to deal with was very easy. Recieved the loan very quickly and recieved all the information I needed. Reviewed on: 30th June 2017

Easy to sort loan

Very straightforward application and very fair rates, definitely recommend Reviewed on: 30th June 2017

Easy Peasy

Great! Used a couple times, and pleased on both occasions. Allows making additional payments without charges, and viewing status and payments of the loan are extremely simple. Quick & Easy application. Reviewed on: 30th June 2017

Hassle free

Easy website quick and easy with answer in seconds, highly recommend Reviewed on: 30th June 2017

Quick and easy

Very quick and easy even after taking a bigger loan later on. Reviewed on: 30th June 2017

Great company, fantastic rates and fast decision

This was my first ever loan, I was quite nervous about it but everything was explained well on the website. I had a decision very fast that changed my life. Their rates are amazingly low and I've had no problems at all. Thanks guys Reviewed on: 30th June 2017

quick and cost effective

easy to arrange and great value for money! Reviewed on: 30th June 2017

Great service

I have been with Zopa for a number of years and have always had a fast response through customer service. They have great products and offer superb I retest rates. Reviewed on: 30th June 2017

Great lender

No bad words, flawless service from start to finish Reviewed on: 30th June 2017

Good

Good company and good communication Reviewed on: 30th June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from 247Moneybox 4.14 from 65 reviews
Bridging Loan
from Oakbridge 0.00 from 0 reviews
Peer to Peer Lending
from Fruitful 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub