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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Superb

Easy no fuss application and really good rates Reviewed on: 30th June 2017

Quick and easy

Based on past experience with other providers this was quick and painless Reviewed on: 30th June 2017

Reasonable rates so easy to arrange

Love zopa loans as it was so easy to apply and got really good rates. Also easy to make over payments online Reviewed on: 30th June 2017

Low APR

Trustworthy firm with a low APR on there loans , I've used them twice now and will definitely be using them again in the future. Reviewed on: 30th June 2017

Great service

Great service really easy to apply and fast! Reviewed on: 30th June 2017

Really easy no hassle

Recently refinance my loan with them no issues everything you will pay fee and so on are seen up front. Really easy to consolidation of my old loan with them. Reviewed on: 30th June 2017

Fast.excelant customer service.

I did experience a few problems trying to get a loan from other lenders.untill I spoke to zopa.they where very helpfull and gave me a response quickly.would defanatley recommend to other people. Reviewed on: 30th June 2017

Simple and smart

I have now used zopa twice for personal loans, on both occasions the process has been very simple and a pleasure to deal with. The communication from zopa is Fantastic, the whole process gave me great confidence that I was dealing with an upfront honest company and thus made my choice to use zopa the only choice. Reviewed on: 30th June 2017

Quick service and very straightforward

I found application very simple and very quick decision and I'm finding the online services good Reviewed on: 30th June 2017

Excellent service

Great fast service,excellent rate for loan,easy repayments Reviewed on: 30th June 2017

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