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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa loans

Simple straight forward application and great customer service from telephone staff Reviewed on: 30th June 2017

Good

Good experience, quick and effficient processing Reviewed on: 30th June 2017

My car loan application

When we changed our car earlier this year , we still had small amount left on the last loan and wanted to consolidate with the new loan for the new CAR purchase. We managed to arrange all of this with ease, existing loan was paid off and new loan started . The loan turned out to be less per month than the previous rate, which was in fact unbeatable . On top of this, we found the staff to be rally very friendly and helpful , it couldn't have turned out any better and we are very pleased with Zopa. Tony Jessuk Reviewed on: 30th June 2017

Hassle free business.

I've had a few loans from Zopa and found them easy to use and keep up to date with the state of your loan. Reviewed on: 30th June 2017

Very good easy service

Very good easy service, prompt response and money into account was very quick Reviewed on: 30th June 2017

Simple and effective!

I thought it would be a mind numbing experience when I began my application for a loan. How wrong I was, simple, easy, almost a pleasure are how i would describe the process Zopa gave! Reviewed on: 30th June 2017

Thanks zopa

I use zopa to help me out with big ticket purchases when I need, the flexibility to pay back early and the fast delivery of money has meant I have been able to purchase property and increase my income- thank you Reviewed on: 30th June 2017

Very easy and very quick!

Process was very easy to do and money was very quick! Would definitely usr again! Reviewed on: 30th June 2017

Briliant

Excellent service and great rates Reviewed on: 30th June 2017

Why I would choose Zopa

Great rates, easy to apply, quick decision, and payout. It would be my first stop if I choose to get another loan. Reviewed on: 30th June 2017

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