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Zopa: Personal loan reviews

4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great loan provider

5
Simple, fast and professional service provided by ZOPA. Easy to use Web site application. Straight foward and everything explained in great detail . Highly recomend. Reviewed on: 30th June 2017

Trusted

5
First they have good rates, then an easy application process, someone on the end of the phone if you need them, then a quick decision and thats all you can ask for. The online website is easy to use and you can track your money as regular as you need to, all in all very good. Reviewed on: 30th June 2017

Great, no hassle service

5
The loan was with me in the matter of two days. Very low interest rates, better than my bank by far. Would highly recommend to anyone looking for a quick and stress free service. Reviewed on: 30th June 2017

"Zopa zo good"

5
No problems, easy to set up, quick responses Reviewed on: 30th June 2017

Review

4
Zopa makes it quick and easy getting a loan, with a good online service so you can track your payments ect easily Reviewed on: 30th June 2017

Very easy and hassle free

4
easy to use website, quick decision, competitive rates with option to pay off early. Easy to manage via online account. Reviewed on: 30th June 2017

Easy and honest

5
Everything about zopa has been 100% good rates, straight forward communication, easy to understand terms and quick and helpful customer services Reviewed on: 30th June 2017

Everything I needed

5
The best rate available, the least hassle and easiest to use! Will always recommend and use zopa Reviewed on: 30th June 2017

Fantastic

5
Easy no fuss loan. Great rate simple to apply Reviewed on: 30th June 2017

Very good

5
Quick service, Hassle free, good customer service Reviewed on: 30th June 2017

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