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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great company and easy to deal with

The whole experience was done in an easy but professional manner Reviewed on: 30th June 2017

Brilliant lender!

Zopa helped me when no-one else would, thank you guys!!! Reviewed on: 30th June 2017

Loan

Good rate and used zop before and had good service Reviewed on: 30th June 2017

Very easy & fair service!!

Very fast from start to finish & really simple service, would highly recommend. Reviewed on: 30th June 2017

Outstanding service

Arranging a loan with zooplankton was fast and easy. The website was user friendly and didn't redirect me anywhere other than where I needed to be. All the information from re-payments to interest etc was displayed clearly so no hidden costs etc. Reviewed on: 30th June 2017

Brilliant without any hassle.

I would thoroughly recommend to anyone. Great rates and absolutely hassle free. Well done Zopa. Reviewed on: 30th June 2017

Fantastic easy and straight forward to do

No hassell no fuss money was in bank straight way . Easy to do and application form was straight forward Enjoyed my experience with zopa I would highly recommend to a friend Reviewed on: 30th June 2017

Works hard to deliver

My situation wasn't straightforward, but Zopa followed up and did all it could to help the loan to happen. Reviewed on: 30th June 2017

Perfect setvice!

Everything is perfect i am happy with Zopa Reviewed on: 30th June 2017

Easiest loan by far.

It's been easy to take out a long, then just as easy to top up / rearrange a loan all with the best rates around. Also the online manager makes everything easlily accessible to overpay. Reviewed on: 30th June 2017

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