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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent Service

I have been with Zopa for a little while now and their customer service beats my major high street bank hands down... Reviewed on: 30th June 2017

Great

Great rates and quick results ! Reviewed on: 30th June 2017

3.3% on 15k over 5 yrs.

As above. Doesn't seem too bad. Best one on market at the time. Haven't missed a payment yet so couldn't comment on how they would respond Reviewed on: 30th June 2017

Loan

Brilliant service .... decision was made online in seconds very happy customer Reviewed on: 30th June 2017

Easy process and swift response

All the way from application to loan payment I found the process easy, simple, and fast - response and processing times exceptional compared to other providers. Reviewed on: 30th June 2017

Quick, easy, reliable

I applied for a loan and got a very competitive apr straight away, money was in my account within 3 days, direct debits set up no hassle loans Reviewed on: 30th June 2017

Quick and Simple

Getting a loan for my car could not have been easier, Zopa offered the best rate with easy repayments and the ability to pay off the loan early without paying through the nose. and having the money in my bank within a couple of days meant that i stayed in control when dealing with sales people. Reviewed on: 30th June 2017

Good value

Easy procedure to quickly get the loan you need. Reviewed on: 30th June 2017

Super

Good, friendly and fast services Reviewed on: 30th June 2017

Great offers

Cheapest rates and very fast decision for my loan, no messing ariund either! I would deffo reccomend to people Reviewed on: 30th June 2017

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