Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Zopalicious

Smooth smart seamless straightforward - zopalicious Reviewed on: 24th June 2017

Easy loan company without drama

I took out a loan to help with my wedding, the payment plan was simply set up and within 3 working days i had the loan i requested, i was also able to log on on line and see how much i had left in a simple breakdown Excellent loan company without the scarey prospect of it being a loan shark Reviewed on: 24th June 2017

Excellent service and no hassle

I needed to meant no e.g. and the service was great I asked about lending mo at and the gave me a quote straight away and when i accepted the money was in the bank in the next couple of days Reviewed on: 24th June 2017

Very fast

Very easy to apply for and fast dession Reviewed on: 24th June 2017

Easy loan

Very easy to apply for and fast Reviewed on: 24th June 2017

Very good and quick service

Really good terms and rates, great to do business with. Highly recommended Reviewed on: 24th June 2017

Straightforward, helpful and friendly

It's always anxiety provoking when deciding to look for a loan. Well the lovely people at Zopa made the process very straightforward and were upfront about everything. Thank you Mary Goodship Reviewed on: 24th June 2017

Value for money!

Excellent value for money with a great interest rate compared to some of the bigger companies. Love that they don't penalise you if you want to pay the loan off early too. Definitely recommend! Reviewed on: 24th June 2017

BEST

Brilliant rates Easy Process Speedy Trusted Reviewed on: 24th June 2017

Fast and easy

Fast, easy ans hassle free. Good rates and easy application Reviewed on: 24th June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan (discontinued)
from Loans at Home (inactive company) 3.89 from 11 reviews
Personal Loans
from Lending Works 4.38 from 7 reviews
Payday loan (discontinued)
from Panda Payday Loans (inactive company) 2.71 from 7 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub