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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great service

I have used zopa for a few years now and can honestly say ive had no problems in that time staff ate friendly and helpful and any problems are dealt with in good time would recommend to others Reviewed on: 24th June 2017

Fuss free

My Zopa loan has been fuss free from the start with regular updates/statements. I have been very happy so far and would recommend Zopa to my friends and family. I would also take out another loan without any worries as they were very helpful when I needed it. Also their interest rates are reasonable, what more could anyone want from a loan. Reviewed on: 24th June 2017

great rates, fantastic service

ive had a few loans from them, they are always my first choice and whenever family or friends need money i always suggest them. Reviewed on: 24th June 2017

Excellent service

Fast easy to apply no hassle no fuss Reviewed on: 24th June 2017

Very painless and quick application provess

Applying for a loan was very straightforward and a very quick process. Also cash transferred into my account was very quick. Reviewed on: 24th June 2017

Very easy and fair

Quick and easy process, no hidden costs would use again Reviewed on: 24th June 2017

Helpful, understanding and brilliant!

I've had two loans with Zopa, and their customer service has been excellent each time. The decision was made in minutes, and the application process was quick and easy. I'd highly recommend them to anyone! Reviewed on: 24th June 2017

Quick, easy & reliable

I found the application for my loan very easy. It was a very fast response and was in my account on the date they said. The online account is great as you can check on everything. I was even able to change my billing date to one that convenient. I would definitely recommend and have done to my friends and family. Reviewed on: 24th June 2017

Fantastic Zopa

I had a great experience with Zopa, I will definitely recommend them to all my friends and family. Khalid Shaheen Reviewed on: 24th June 2017

Great

Quick an easy loan. Helpful staff Reviewed on: 24th June 2017

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