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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Good efficient service

5
Very good service, no problems at all! Can recommend Reviewed on: 24th June 2017
Laura's avatar
Laura

Total customer care & communication

5
The process of getting a loan couldn't be any more efficient and the customer care including communication was excellent. Reviewed on: 24th June 2017
Steve Reay's avatar
Steve Reay

Quick a d very helpful.

5
Excellent. Zopa very professional. Reviewed on: 24th June 2017
Patricia Smith's avatar
Patricia Smith

Quick & Easy

5
Made the application, thought no more about it, was emailed that the cash would be paid into my bank account at a great rate. What more could you ask for. Brilliant !! Reviewed on: 24th June 2017
Steven Conway's avatar
Steven Conway

Friendly and efficient service

5
I have used Zopa a few times for a loan and have always found them an absolute pleasure to deal with. As well as having some of the most competitive rates the online forms are simple to complete and decisions and transfers are super efficient. Reviewed on: 24th June 2017
Lisa Infantino's avatar
Lisa Infantino

Absolutely brilliant

5
I really needed a loan just to tell help and zopa was amazing and not too high to pay monthly. Would recommend zopa for everyone. Reviewed on: 24th June 2017
Jade Wainwright's avatar
Jade Wainwright

Straight forward and fair

5
Straight forward application process for a smallish load for a car. Easy to follow instructions, delivered exactly as they promised. Reviewed on: 24th June 2017
Debra Cunnington's avatar
Debra Cunnington

Most efficient lender

5
very efficient; Loan credited to my bank account within days ! Reviewed on: 24th June 2017
claude's avatar
claude

Most efficient lender

5
very pleased with the way it all happened and extremely pleased with the speed of the loan credited to my bank account. Reviewed on: 24th June 2017
claude's avatar
claude

effortless

5
I needed a emergency loan did the rounds online/phone with all the big loan companies and everything was so difficult and complicated. When dealing dealing with Zopa however everything was easy and effortless, did everything online no problems the service was great, thank you Reviewed on: 24th June 2017
muhammad's avatar
muhammad

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