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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Excellent/fast service

Fantastic service, application quick and fast response to any enquiries made, and transfer was very fast, would definitely use again if needed and would highly recommend, and great interest rates too, Happy customer Reviewed on: 23rd June 2017

Very helpful. Great rates.

I've been extremely happy - would highly recommend. Reviewed on: 23rd June 2017

Couldn't ask for more

Easy to apply with clear steps. Fast turn around time. Simple to use "my account". Highly recommend. Reviewed on: 23rd June 2017

Easy!

No hassle, low rates! Perfect for my first loan, I would highly reccomend Reviewed on: 23rd June 2017

Easy and efficient

Would definitely recommend . Was simple to apply and received money quickly Reviewed on: 23rd June 2017

Brilliant

The best rates the quickest answer absolutly so straight forward Reviewed on: 23rd June 2017

Quick Easy Competitive

Applying for a Zopa loan was quick and easy. They had the most competitive rates which made taking out the loan with Zopa an easy decision. Reviewed on: 23rd June 2017

Helpful, Easy and Fast

Zopa are really friendly and helpful and also there website is easy to use and understand, and also there really fast there's no waiting around which is great :) Reviewed on: 23rd June 2017

Excellent service

I have used Zopa twice for personal loans. It was no hassle, easy to set up and offered the lowest interest rates out of everyone. Excellent and easy to use online account - would highly recommend! I would always go to Zopa first if I needed a loan now. Reviewed on: 23rd June 2017

Very pleased. Easy and prompt. Low apr

I've already recommended zopa to friend's, the Apr rate is low, easy to apply and received the loan within 3 day's, very happy Reviewed on: 23rd June 2017

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