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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Quick Easy Competitive

Applying for a Zopa loan was quick and easy. They had the most competitive rates which made taking out the loan with Zopa an easy decision. Reviewed on: 23rd June 2017

Helpful, Easy and Fast

Zopa are really friendly and helpful and also there website is easy to use and understand, and also there really fast there's no waiting around which is great :) Reviewed on: 23rd June 2017

Excellent service

I have used Zopa twice for personal loans. It was no hassle, easy to set up and offered the lowest interest rates out of everyone. Excellent and easy to use online account - would highly recommend! I would always go to Zopa first if I needed a loan now. Reviewed on: 23rd June 2017

Very pleased. Easy and prompt. Low apr

I've already recommended zopa to friend's, the Apr rate is low, easy to apply and received the loan within 3 day's, very happy Reviewed on: 23rd June 2017

Zopa has changed my life

I had previously been agreed a loan by my bank with a very high interest rate. My parents told me about Zopa and I could not believe how superb the rates were. I took a loan and also my girlfriend has now also taken a loan from Zopa. I tell everyone about Zopa who asks about money, amazing company. Reviewed on: 23rd June 2017

Easy and good rate of interest

A really easy company to work with, fast to get approved. It had a great rate of interest and i would highly recommend them to get a loan with. Would have no reason not to use them if i needed another loan. Reviewed on: 23rd June 2017

Very easy and vey efficient and also very very secure

I have looked for so many bank and loan compay for personal but none of them good as zopa in rates and also customer service. For me it took less than 5 mins to applied for the loan and only one day for the money to be in my account. Reviewed on: 23rd June 2017

Simple, quick and easy!

Very happy with the service - made getting a loan very easy. Flexible payments means I can pay any amount extra at any time. Reviewed on: 23rd June 2017

Very best lenders

The whole process was so quick and easy and the money was in my bank almost immediately. I would highly recommend Zopa Reviewed on: 23rd June 2017

Excellent rates, excellent service

Excellent rates, excellent service. The portal you get is easy to use to keep up to date with your loan. The whole experience is excellent, i'd rather borrow money through Zopa than one of the rip off a banks Reviewed on: 23rd June 2017

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