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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

easy to make a loan

they will give you a good rate of loan than any others can give! and more reliable. Reviewed on: 23rd June 2017

Loan Joy

Great rates, great Customer care, nice and easy. Joy! Reviewed on: 23rd June 2017

Fast-Simple-Helpful-Money

I was in need of some money to help me buy a car. I did some research and was recommended ZOPA by a friend. After doing an online calculation I was very pleased with the results. After applying it only took a day or two to come through. I had a question after and was greeted by a very friendly helpful member of staff. Everything is simple and in black and white. No hidden costs! All in all I am very pleased and happy with the simple loan! Thanks ZOPA Reviewed on: 23rd June 2017

great loan rate.

Great loan rate. Easy payments and clear terms and conditions Reviewed on: 23rd June 2017

Excellent/fast service

Fantastic service, application quick and fast response to any enquiries made, and transfer was very fast, would definitely use again if needed and would highly recommend, and great interest rates too, Happy customer Reviewed on: 23rd June 2017

Very helpful. Great rates.

I've been extremely happy - would highly recommend. Reviewed on: 23rd June 2017

Couldn't ask for more

Easy to apply with clear steps. Fast turn around time. Simple to use "my account". Highly recommend. Reviewed on: 23rd June 2017

Easy!

No hassle, low rates! Perfect for my first loan, I would highly reccomend Reviewed on: 23rd June 2017

Easy and efficient

Would definitely recommend . Was simple to apply and received money quickly Reviewed on: 23rd June 2017

Brilliant

The best rates the quickest answer absolutly so straight forward Reviewed on: 23rd June 2017

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