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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

great rates, great service and no harassment calls

Rates are second to none, the service was exceptional and there was no hard sales and no annoying follow up calls - will definitely recommend and use again! Reviewed on: 23rd June 2017

Thumbs up for Zopa

Zopa is a well organised company offering a fast & efficient service with good rates, I have been well impressed & will continue to use Zopa until I win the Lottery Reviewed on: 23rd June 2017

Right move

Found it to be fast and professional just what I needed at the time with competitive rates Reviewed on: 23rd June 2017

Good

Good service and easy to use. No issues Reviewed on: 23rd June 2017

The best loan people

The whole process was so quick and easy and the money was in my bank so quickly. I highly recommend Zopa. Reviewed on: 23rd June 2017

Everything you could ask for

Very competitive apr rates, easy application and account is very accessible and easy to use online. No early settlement fee either. Couldn't have wanted more from a loan company. Reviewed on: 23rd June 2017

Good value

Much better than leaving it in a savings account Reviewed on: 23rd June 2017

Be the best...Zopa Loans

Zopa is a market leader with fantastic rates and excellent customer service. Reviewed on: 23rd June 2017

Excellent rate for young people

really good company! excellent rate for a 21year old with not a very good credit rating. Reviewed on: 23rd June 2017

Brilliant and quick loan system

I had a brilliant experience with Zopa after it was recommended by a friend - quick approval and an easy month on month transaction so I could pay for my new car and friendly customer service team. The only negative (and this is hardly an issue) is that you can't pay bits off early online, only in full - you have to call to do that. Apart from this my experience has been perfect! Reviewed on: 23rd June 2017

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