Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

View other Zopa products

4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Zopa has changed my life

I had previously been agreed a loan by my bank with a very high interest rate. My parents told me about Zopa and I could not believe how superb the rates were. I took a loan and also my girlfriend has now also taken a loan from Zopa. I tell everyone about Zopa who asks about money, amazing company. Reviewed on: 23rd June 2017

Easy and good rate of interest

A really easy company to work with, fast to get approved. It had a great rate of interest and i would highly recommend them to get a loan with. Would have no reason not to use them if i needed another loan. Reviewed on: 23rd June 2017

Very easy and vey efficient and also very very secure

I have looked for so many bank and loan compay for personal but none of them good as zopa in rates and also customer service. For me it took less than 5 mins to applied for the loan and only one day for the money to be in my account. Reviewed on: 23rd June 2017

Simple, quick and easy!

Very happy with the service - made getting a loan very easy. Flexible payments means I can pay any amount extra at any time. Reviewed on: 23rd June 2017

Very best lenders

The whole process was so quick and easy and the money was in my bank almost immediately. I would highly recommend Zopa Reviewed on: 23rd June 2017

Excellent rates, excellent service

Excellent rates, excellent service. The portal you get is easy to use to keep up to date with your loan. The whole experience is excellent, i'd rather borrow money through Zopa than one of the rip off a banks Reviewed on: 23rd June 2017

great rates, great service and no harassment calls

Rates are second to none, the service was exceptional and there was no hard sales and no annoying follow up calls - will definitely recommend and use again! Reviewed on: 23rd June 2017

Thumbs up for Zopa

Zopa is a well organised company offering a fast & efficient service with good rates, I have been well impressed & will continue to use Zopa until I win the Lottery Reviewed on: 23rd June 2017

Right move

Found it to be fast and professional just what I needed at the time with competitive rates Reviewed on: 23rd June 2017

Good

Good service and easy to use. No issues Reviewed on: 23rd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Creditspring 4.35 from 25 reviews
Loans
from London Capital Credit Union 4.76 from 927 reviews
Personal loans
from Smart Money Cymru Community Bank 4.40 from 49 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub