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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

The best loan people

The whole process was so quick and easy and the money was in my bank so quickly. I highly recommend Zopa. Reviewed on: 23rd June 2017

Everything you could ask for

Very competitive apr rates, easy application and account is very accessible and easy to use online. No early settlement fee either. Couldn't have wanted more from a loan company. Reviewed on: 23rd June 2017

Good value

Much better than leaving it in a savings account Reviewed on: 23rd June 2017

Be the best...Zopa Loans

Zopa is a market leader with fantastic rates and excellent customer service. Reviewed on: 23rd June 2017

Excellent rate for young people

really good company! excellent rate for a 21year old with not a very good credit rating. Reviewed on: 23rd June 2017

Brilliant and quick loan system

I had a brilliant experience with Zopa after it was recommended by a friend - quick approval and an easy month on month transaction so I could pay for my new car and friendly customer service team. The only negative (and this is hardly an issue) is that you can't pay bits off early online, only in full - you have to call to do that. Apart from this my experience has been perfect! Reviewed on: 23rd June 2017

Super Simple and Speedy Transfer

Efficient, simple and satisfying transactions making borrowing far less stressful! Reviewed on: 23rd June 2017

A trusted and fair loan company

I would certainly recommend Zopa to anyone requiring a loan. I have always found them to be straightforward , easy to deal with and very fair. I really like the way the company has been set up with a good deal for both borrowers and investors. Reviewed on: 23rd June 2017

The best loan company i've ever borrowed from

Customer services has always been brilliant, so helpful on the phone any worry i had they made me feel so much better. Definately borrowing from them again Reviewed on: 23rd June 2017

Highly recommend!

Simple application, good interest rate, prompt transfer of money. Couldn't have asked for more. Reviewed on: 23rd June 2017

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