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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Super Simple and Speedy Transfer

Efficient, simple and satisfying transactions making borrowing far less stressful! Reviewed on: 23rd June 2017

A trusted and fair loan company

I would certainly recommend Zopa to anyone requiring a loan. I have always found them to be straightforward , easy to deal with and very fair. I really like the way the company has been set up with a good deal for both borrowers and investors. Reviewed on: 23rd June 2017

The best loan company i've ever borrowed from

Customer services has always been brilliant, so helpful on the phone any worry i had they made me feel so much better. Definately borrowing from them again Reviewed on: 23rd June 2017

Highly recommend!

Simple application, good interest rate, prompt transfer of money. Couldn't have asked for more. Reviewed on: 23rd June 2017

Easy loans at affordable prices

Easy to apply for, very quick to receive the money and competitive rates. Reviewed on: 23rd June 2017

Amazing value!!!!

What a simple process. Just gave my details and I was accepted. My credit score was just above average but I had no issues. The rate was by far the best offered to me. Full house now furnished and a happy wife. Thanks Zopa. Reviewed on: 23rd June 2017

really helpful

great customer experience with no hidden problems Reviewed on: 23rd June 2017

Excellent service!

Zopa is easy to use and great rates! I would highly recommend zopa to anyone in need! Thanks zopa! Reviewed on: 23rd June 2017

Really helpful and straight forward

I completed my application and got the loan really easily - the online experience was straight forward and the process was really customer friendly Reviewed on: 23rd June 2017

Easy and brilliant way to lend money

Zopa has been the best place to lend money from for me. So easy to set up and competative rates better than the big banks. Reviewed on: 23rd June 2017

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