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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Easy loans at affordable prices

Easy to apply for, very quick to receive the money and competitive rates. Reviewed on: 23rd June 2017

Amazing value!!!!

What a simple process. Just gave my details and I was accepted. My credit score was just above average but I had no issues. The rate was by far the best offered to me. Full house now furnished and a happy wife. Thanks Zopa. Reviewed on: 23rd June 2017

really helpful

great customer experience with no hidden problems Reviewed on: 23rd June 2017

Excellent service!

Zopa is easy to use and great rates! I would highly recommend zopa to anyone in need! Thanks zopa! Reviewed on: 23rd June 2017

Really helpful and straight forward

I completed my application and got the loan really easily - the online experience was straight forward and the process was really customer friendly Reviewed on: 23rd June 2017

Easy and brilliant way to lend money

Zopa has been the best place to lend money from for me. So easy to set up and competative rates better than the big banks. Reviewed on: 23rd June 2017

Great response

I was able to change the repayment date with ease in order to fit with my payment dates. I was accepted within minutes and with little hassle. A competitive interest rate that was what had me interested from the start. Reviewed on: 23rd June 2017

Easy, fast and customer service excellent

I applied for my loan at 10pm, I was emailed straight away and again in the morning when my application moved through the stages. I rang up on my lunch the next day (you know what it's like when you've applied, you just want to know Reviewed on: 23rd June 2017

Highly recommended

Great providers, no troubles, easy transaction! Reviewed on: 23rd June 2017

Happy to recommend

Very fast service, and a great interest rate! Can't be beaten! Reviewed on: 23rd June 2017

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