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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great response

I was able to change the repayment date with ease in order to fit with my payment dates. I was accepted within minutes and with little hassle. A competitive interest rate that was what had me interested from the start. Reviewed on: 23rd June 2017

Easy, fast and customer service excellent

I applied for my loan at 10pm, I was emailed straight away and again in the morning when my application moved through the stages. I rang up on my lunch the next day (you know what it's like when you've applied, you just want to know Reviewed on: 23rd June 2017

Highly recommended

Great providers, no troubles, easy transaction! Reviewed on: 23rd June 2017

Happy to recommend

Very fast service, and a great interest rate! Can't be beaten! Reviewed on: 23rd June 2017

Very flexable

Zoos have been fantastic, the interest rate was the lowest I'd found by far, I could borrow a lot of money, and I could even borrow more after 6 months if I needed it. Thanks Zopa, I've already recommended you guys countless times. Reviewed on: 23rd June 2017

Zopa Service

It was easy to apply, rates were the best around and once agreed the money was in your account the same day. They don't hassle you with constant emails - would recommend Reviewed on: 23rd June 2017

No misleading apr advertising

Offered an individual Apr - no misleading advertising- quick application process. Would use again in future. Reviewed on: 23rd June 2017

Very frendly and helpful.

No problem for the the staff would use again and would used again and would recommend your sevice to family and friends. Reviewed on: 23rd June 2017

Holiday loan.

I acquired a holiday loan quickly and easily with a very good interest rate. Reviewed on: 23rd June 2017

Personal Bank Loan

Easy, Simple and Quick........can't fault them! Reviewed on: 23rd June 2017

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