Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Better than the bank

I used to work for a high street Bank, but the loan offers we had were not great. Sometimes people with excellent ratings with the bank would have an indication for a high interest rate loan, instead of qualifying for the lowest rate. On many an occasion I referred them to Zopa to compare options and many customers I did not see back because they got a better deal with Zopa. I have a Zopa Loan and so does my husband, it's really flexible and the rates we were offered were very good too. Reviewed on: 23rd June 2017

Zopa

Friendly, professional service, no problem was too much to sort! Thank you Zopa!! Reviewed on: 23rd June 2017

brilliant servie and interest rate !

the process was quick and straight forward. Zopa blew the competition away with the interest rate we got on our loan. we will Definitely tell friends and family about them. Also if we need another loan in the future we will be doing this with them also extremely satisfied customer :-) Reviewed on: 23rd June 2017

Holiday loan.

I acquired a holiday loan quickly and easily with a really good interest rate. Reviewed on: 23rd June 2017

Nice and simple

Online easy to use and staff very happy to help with questions Reviewed on: 23rd June 2017

Incredibly Simple

Really easy online process. Very simple to manage when approved and very easy to make additional payments. The online account dashboard is very useful. Reviewed on: 23rd June 2017

Easy application process, money came through quickly, great customer service

No problems at all, easy to access account online, brilliant interest rate. Highly recommended! Reviewed on: 23rd June 2017

Brilliant service

Very quick response and money goes into your bank within 3 days. Amazing would definately use again Reviewed on: 23rd June 2017

great loan rates

very quick service and very reasonable rates would definitely use again and recommend to anyone Reviewed on: 23rd June 2017

Quick

Recently had my car crashed into and quickly needed to purchase a new vehicle for work. Went to zopa and had a new car within a week thanks to them being very quick and efficient! Would definitely recommend to family and friends! Reviewed on: 23rd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Homeowner Loan (discontinued)
from Firstplus (inactive company) 0.00 from 0 reviews
Bridging Loan
from Fincorp 0.00 from 0 reviews
Pawnbrokers
from Brown and Gold 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub