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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,088 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69088)

Very flexable

5
Zoos have been fantastic, the interest rate was the lowest I'd found by far, I could borrow a lot of money, and I could even borrow more after 6 months if I needed it. Thanks Zopa, I've already recommended you guys countless times. Reviewed on: 23rd June 2017
Brad Charles Hodgkins's avatar
Brad Charles Hodgkins

Zopa Service

5
It was easy to apply, rates were the best around and once agreed the money was in your account the same day. They don't hassle you with constant emails - would recommend Reviewed on: 23rd June 2017
Nicola Meadowcroft's avatar
Nicola Meadowcroft

No misleading apr advertising

4
Offered an individual Apr - no misleading advertising- quick application process. Would use again in future. Reviewed on: 23rd June 2017
Hannah Jowett's avatar
Hannah Jowett

Very frendly and helpful.

5
No problem for the the staff would use again and would used again and would recommend your sevice to family and friends. Reviewed on: 23rd June 2017
Tony 's avatar
Tony

Holiday loan.

5
I acquired a holiday loan quickly and easily with a very good interest rate. Reviewed on: 23rd June 2017
Dean Asbury's avatar
Dean Asbury

Personal Bank Loan

5
Easy, Simple and Quick........can't fault them! Reviewed on: 23rd June 2017
Kerry Kniveton's avatar
Kerry Kniveton

Better than the bank

5
I used to work for a high street Bank, but the loan offers we had were not great. Sometimes people with excellent ratings with the bank would have an indication for a high interest rate loan, instead of qualifying for the lowest rate. On many an occasion I referred them to Zopa to compare options and many customers I did not see back because they got a better deal with Zopa. I have a Zopa Loan and so does my husband, it's really flexible and the rates we were offered were very good too. Reviewed on: 23rd June 2017
Jade's avatar
Jade

Zopa

5
Friendly, professional service, no problem was too much to sort! Thank you Zopa!! Reviewed on: 23rd June 2017
David Hudson's avatar
David Hudson

brilliant servie and interest rate !

5
the process was quick and straight forward. Zopa blew the competition away with the interest rate we got on our loan. we will Definitely tell friends and family about them. Also if we need another loan in the future we will be doing this with them also extremely satisfied customer :-) Reviewed on: 23rd June 2017
jermaine's avatar
jermaine

Holiday loan.

5
I acquired a holiday loan quickly and easily with a really good interest rate. Reviewed on: 23rd June 2017
Dean Asbury's avatar
Dean Asbury

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