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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Nice and simple

Online easy to use and staff very happy to help with questions Reviewed on: 23rd June 2017

Incredibly Simple

Really easy online process. Very simple to manage when approved and very easy to make additional payments. The online account dashboard is very useful. Reviewed on: 23rd June 2017

Easy application process, money came through quickly, great customer service

No problems at all, easy to access account online, brilliant interest rate. Highly recommended! Reviewed on: 23rd June 2017

Brilliant service

Very quick response and money goes into your bank within 3 days. Amazing would definately use again Reviewed on: 23rd June 2017

great loan rates

very quick service and very reasonable rates would definitely use again and recommend to anyone Reviewed on: 23rd June 2017

Quick

Recently had my car crashed into and quickly needed to purchase a new vehicle for work. Went to zopa and had a new car within a week thanks to them being very quick and efficient! Would definitely recommend to family and friends! Reviewed on: 23rd June 2017

Loan Service

I was directed to Zopa from the Money Saving Expert website and in less than 10 minutes was able to secure a loan at an extremely competitive interest rate. Reviewed on: 23rd June 2017

Fantastic company offering excellent rates

Zopa treats customers how you would hope all companies would. They are open and honest and offer fantastic rates. I have found the a pleasure to deal with and would recommend then to anyone who asked for a fair deal Reviewed on: 23rd June 2017

Outstanding

Very helpful friendly service. Easy to apply for no fuss and the money was in my account in no time. They have the best rates available too - saved me a fortune compared to so many other leading lenders. Highly recommended. Reviewed on: 23rd June 2017

Quick, honest and very helpful

Always someone there to speak too and keep you up to date Reviewed on: 23rd June 2017

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