Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Loan Service

I was directed to Zopa from the Money Saving Expert website and in less than 10 minutes was able to secure a loan at an extremely competitive interest rate. Reviewed on: 23rd June 2017

Fantastic company offering excellent rates

Zopa treats customers how you would hope all companies would. They are open and honest and offer fantastic rates. I have found the a pleasure to deal with and would recommend then to anyone who asked for a fair deal Reviewed on: 23rd June 2017

Outstanding

Very helpful friendly service. Easy to apply for no fuss and the money was in my account in no time. They have the best rates available too - saved me a fortune compared to so many other leading lenders. Highly recommended. Reviewed on: 23rd June 2017

Quick, honest and very helpful

Always someone there to speak too and keep you up to date Reviewed on: 23rd June 2017

fast decision and simple aplication form

would recommend to anyone who needs instant cash Reviewed on: 23rd June 2017

Fantastic

Fast, reliable, secure and easy. Can't go wtong Reviewed on: 23rd June 2017

Great product, quick and excellent service

Needed a loan, Zopa was. Wet competitive and the ease of application and receipt of the funds, couped with a comprehensive management portal made the whole experience simple and intuitive. Great product, would definitely recommend and use again. Reviewed on: 23rd June 2017

Quick, easy, helpful, transparent

I researched loans on several Comparison Sites and Zopa came up with the most competitive APR for the amount I wanted to borrow. The process from application, to acceptance, to the money going in my bank was very simple and quick. The repayments were explained clearly. I am very happy with Zopa Reviewed on: 23rd June 2017

Efficient service with the most competitive rates

Would have no reservations about recommending using Zopa to anyone, very efficient service and straightforward application (from someone who is useless at completing applications). Never needed to contact direct as there have been no issues so that again speaks volumes. Would definitely use again should the need arise. Excellent service all round. Reviewed on: 23rd June 2017

Best service ever received.

I got to know about zopa online and I applied for the personal loan. I got the approval very quickly than any other banks I've seen and also they gave the promised interest rate. This is the best service I have received and I highly recommend Zopa. One of my friend already got a personal loan from Zopa. Thank you Zopa. Reviewed on: 23rd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Quid Market 2.00 from 5 reviews
Loans
from Glasgow Credit Union 4.96 from 3135 reviews
Personal Loan
from Lloyds Bank 4.53 from 58 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub