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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

fast decision and simple aplication form

would recommend to anyone who needs instant cash Reviewed on: 23rd June 2017

Fantastic

Fast, reliable, secure and easy. Can't go wtong Reviewed on: 23rd June 2017

Great product, quick and excellent service

Needed a loan, Zopa was. Wet competitive and the ease of application and receipt of the funds, couped with a comprehensive management portal made the whole experience simple and intuitive. Great product, would definitely recommend and use again. Reviewed on: 23rd June 2017

Quick, easy, helpful, transparent

I researched loans on several Comparison Sites and Zopa came up with the most competitive APR for the amount I wanted to borrow. The process from application, to acceptance, to the money going in my bank was very simple and quick. The repayments were explained clearly. I am very happy with Zopa Reviewed on: 23rd June 2017

Efficient service with the most competitive rates

Would have no reservations about recommending using Zopa to anyone, very efficient service and straightforward application (from someone who is useless at completing applications). Never needed to contact direct as there have been no issues so that again speaks volumes. Would definitely use again should the need arise. Excellent service all round. Reviewed on: 23rd June 2017

Best service ever received.

I got to know about zopa online and I applied for the personal loan. I got the approval very quickly than any other banks I've seen and also they gave the promised interest rate. This is the best service I have received and I highly recommend Zopa. One of my friend already got a personal loan from Zopa. Thank you Zopa. Reviewed on: 23rd June 2017

Great loan

Needed a loan and Zopa were there to deliver. great rates, great service. Reviewed on: 23rd June 2017

Mr Darrin Findlater

Would recommend as very helpful and fast in dealing with my enquiry Reviewed on: 23rd June 2017

Quick and easy

Setting up the loans was easy and the money in my account in a few days. Since then it has also been pretty smooth; I can keep track of my loan in the app and have the option to overpay without charges. Recommended! Reviewed on: 23rd June 2017

Worked for me when I needed it

Zoopa was one of the only lenders who worked with me at a time i most needed it not to mention great rates! Thanks Reviewed on: 23rd June 2017

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