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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great loan

Needed a loan and Zopa were there to deliver. great rates, great service. Reviewed on: 23rd June 2017

Mr Darrin Findlater

Would recommend as very helpful and fast in dealing with my enquiry Reviewed on: 23rd June 2017

Quick and easy

Setting up the loans was easy and the money in my account in a few days. Since then it has also been pretty smooth; I can keep track of my loan in the app and have the option to overpay without charges. Recommended! Reviewed on: 23rd June 2017

Worked for me when I needed it

Zoopa was one of the only lenders who worked with me at a time i most needed it not to mention great rates! Thanks Reviewed on: 23rd June 2017

Very easy to sort and very quick decision!

I needed £2,000 to pay for a vehicle repair. No problem at all to sort a loan out with these guys + they had some excellent repayment terms! :) Reviewed on: 23rd June 2017

Quick, easy, professional

I have used Zopa twice now and both times I found the experience great, very simple to use, professional people to deal with and very quick response and brilliant communication, it was the best value loan I found at the time and having the flexibility to make extra payments or to pay off early was really good, I would definitely recommend and use Zopa again should I need to. Reviewed on: 23rd June 2017

Super easy to ask for a loan

I need a loan for a ring. It was fastest and easiest website to get a quick loan. Reviewed on: 23rd June 2017

Great experience

I had my request answered quick and efficient. Very pleased with the interest rate. Good communication with the Zopa team. Highly recommend them. Thank you. Reviewed on: 23rd June 2017

Easy

Easy and quick to setup, keeping it simple is the way to go. Reviewed on: 23rd June 2017

brilliant

My loan was accepted and the money was in my account the next day, with very low interest, brilliant Reviewed on: 23rd June 2017

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