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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Very easy to sort and very quick decision!

I needed £2,000 to pay for a vehicle repair. No problem at all to sort a loan out with these guys + they had some excellent repayment terms! :) Reviewed on: 23rd June 2017

Quick, easy, professional

I have used Zopa twice now and both times I found the experience great, very simple to use, professional people to deal with and very quick response and brilliant communication, it was the best value loan I found at the time and having the flexibility to make extra payments or to pay off early was really good, I would definitely recommend and use Zopa again should I need to. Reviewed on: 23rd June 2017

Super easy to ask for a loan

I need a loan for a ring. It was fastest and easiest website to get a quick loan. Reviewed on: 23rd June 2017

Great experience

I had my request answered quick and efficient. Very pleased with the interest rate. Good communication with the Zopa team. Highly recommend them. Thank you. Reviewed on: 23rd June 2017

Easy

Easy and quick to setup, keeping it simple is the way to go. Reviewed on: 23rd June 2017

brilliant

My loan was accepted and the money was in my account the next day, with very low interest, brilliant Reviewed on: 23rd June 2017

Helped me when others wouldnt

I needed a new car desperately and no one would help apart from high APR lenders. I found zopa and they offered me a rare the same as a high street bank. I have already over paid nearly 1/3 of my loan so clearly wasn't a bad borrower. Thanks zopa for helping me and giving me that chance. Reviewed on: 23rd June 2017

Quick simple an easy.

Really thanks to zopa we got acceptted in minutes and have a good affordable repaybale loan. Only had to use customer sevice once and they were fantastic! Reviewed on: 23rd June 2017

Great value and easy to access.

Simple, straightforward no nonsense application, quick decision and money in my account almost immediately. Reviewed on: 23rd June 2017

Simple, Fast And Accurate

Applied For A Loan For The First Time.. Filled In A Quik Short Form Got Accepted Got Paid.. Recomended To Friends And Family A Week Later.. Reviewed on: 23rd June 2017

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