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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Nice and Easy

Easy process, very quick results and a great percentage rate. Very impressed. ☺️ Reviewed on: 22nd June 2017

Zopa loan

Zopa were so easy to deal with. The money was in my account within 3 days and the process was completely stress free. They made it really easy to accesss my loan details, and change payment dates etc without having to call up and waste time on hold. Their rates are also really good too. I would definitely recommend them to anyone with borrowing needs :-) Reviewed on: 22nd June 2017

10 / 10

I have used Zopa twice. Each time they were very efficient in processing my application and transferring the money. Their interest rates are also very competitive. Definitely recommend. Reviewed on: 22nd June 2017

very easy to set up and very helpful staff.

Everybody at zopa was very helpful when setting up my old and the process was very easy! Would recommend to anybody. Reviewed on: 22nd June 2017

Good value, and very flexible!

Really easy to apply, good rates, and, for me, the best feature is flexibility. Being able to pay more, whenever there is a little spare cash at the end of the month, is one of Zopa's best features. I'm not going to go back to a bank loan again! Reviewed on: 22nd June 2017

Great service

Great from start to finish, made the process really easy and hassle free, no stress Reviewed on: 22nd June 2017

Great loan and service

I couldn't believe how quickly I received the loan and what a great deal it is! Reviewed on: 22nd June 2017

easy experience

Hassle free experience, great communication and service. Recommended Reviewed on: 22nd June 2017

Quick, easy to apply... very highly recommended

Online application , very easy to apply. Money was on my account quicker than I believed possible Reviewed on: 22nd June 2017

Very polite and understanding.

Gave me everything I needed, simple to use and clear results. Reviewed on: 22nd June 2017

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