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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy, quick and hassle free

I have used zopa a number of times and have found the online application and customer portal easy to use and understand. Very quick service with a minimal amount of disruption. Reviewed on: 22nd June 2017

Awesome

I've always borrowed from banks but never again I was astonished when I checked my credit score and it suggested Zopa, I'd heard good things about them but never thought about going to them for a loan. So I gave them ago and wow!! I borrowed 15,000 pounds with the interest being around 750 quid over 3 years the payments were crazy cheap for the amount borrowed. If I had gone to a bank they would of wanted at least 18,000 back if not more I'll never ever use a bank again for a loan Zopa is the moden day way to borrow hands down , this company does what it says and the process was very fast after filling in a form online which took minutes I received a phone call the same day to check my details were correct and I received an email saying I'd been accepted a few hours later the money was in my account within 3 days can't argue with any of the service I received Great company ..... Thanks Dave Reviewed on: 22nd June 2017

quick and easy

Great rates got accepted really quick no hassle very easy Reviewed on: 22nd June 2017

Excellent all round service

Have used Zopa several times and on each occasion every aspect has been without issue and seamless. I would highly recommend using them as without over complicating things they also offer flexibility. Reviewed on: 22nd June 2017

A great company. Wonderful service

They resolved my query very quickly - thank you Reviewed on: 22nd June 2017

Fast, great rate, great loan

Zopa came out top for APR and it was the easiest process to apply and get the loan. Would definately recommend! Reviewed on: 22nd June 2017

Helped me right when I needed it

Helped me out right when I required it would use again Reviewed on: 22nd June 2017

Great. Just what you need.

Easy to navigate their website. Best rates by far that I was offered. Seem very flexible and understand that their customers are people and not just marks in a ledger. Reviewed on: 22nd June 2017

Excellent Service!

From the second I applied on line to receiving the money into my account the process was faultless, would have no hesitation in recommending to anyone! Reviewed on: 22nd June 2017

Good company

Everything went extremely well and was so unbelievably quick. Reviewed on: 22nd June 2017

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