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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

quick and easy

Great rates got accepted really quick no hassle very easy Reviewed on: 22nd June 2017

Excellent all round service

Have used Zopa several times and on each occasion every aspect has been without issue and seamless. I would highly recommend using them as without over complicating things they also offer flexibility. Reviewed on: 22nd June 2017

A great company. Wonderful service

They resolved my query very quickly - thank you Reviewed on: 22nd June 2017

Fast, great rate, great loan

Zopa came out top for APR and it was the easiest process to apply and get the loan. Would definately recommend! Reviewed on: 22nd June 2017

Helped me right when I needed it

Helped me out right when I required it would use again Reviewed on: 22nd June 2017

Great. Just what you need.

Easy to navigate their website. Best rates by far that I was offered. Seem very flexible and understand that their customers are people and not just marks in a ledger. Reviewed on: 22nd June 2017

Excellent Service!

From the second I applied on line to receiving the money into my account the process was faultless, would have no hesitation in recommending to anyone! Reviewed on: 22nd June 2017

Good company

Everything went extremely well and was so unbelievably quick. Reviewed on: 22nd June 2017

Very easy!!

Very easy to sign up and transfer the funds, good communication, everything you could ask for in a loan! Reviewed on: 22nd June 2017

Easy truble free loan

Great service,great rates.Simply the best! Reviewed on: 22nd June 2017

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