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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great

Hustle free and great interests rates Reviewed on: 22nd June 2017

Highly recommended

Highly recommend, great customer service and friendly staff. No pressure to use there service just advice on how they can help Reviewed on: 22nd June 2017

Zopa is a lifesaver

When my personal debt was weighing me down, I got a zopa loan to consolidate it all in one go and I was accepted! One monthly payment and I can see it all reducing month by month!!! Thanks zopa!! Reviewed on: 22nd June 2017

Simple and easy

Was a simple process, quick and customer service is fab Reviewed on: 22nd June 2017

Zopa NO pooper

I currently have 2 personal loans with zopa and I must say they are the muts muts there quite literally as easy as 1,2,3 and the repayments are extremely fair not like other lenders Reviewed on: 22nd June 2017

Easy application, fast response time.

I wanted to consolidate some of my payments so looked at different companies but found Zopa easy to use and low interest rate. I had a quick response time and would definitely recommend Reviewed on: 22nd June 2017

Speedy

Timely manner and no hidden fees Reviewed on: 22nd June 2017

Slick and quick

The fastest and best loan approval process I've experienced. I can't fault them. Reviewed on: 22nd June 2017

The best loan experience

Easy to apply, very good interest rates, money get in to account in short time, easy to manage account .I am already recommend to all my friends! Reviewed on: 22nd June 2017

Best Loan Provider by a mile

Fantastic straight forward process..was able to get assistance from customer service officers all the way through..will always come to ZOPA Reviewed on: 22nd June 2017

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