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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Understanding

I thought it was great really quick result and money was In the bank not long after. Very happy with the speediness much appreciated Reviewed on: 22nd June 2017

Would definitely recommend

Best rate available was with zopa. Fast , easy and efficient . Thankyou ! Reviewed on: 22nd June 2017

Hassle free. Good rates.

Easy to apply. Good rates and no hassle. Highly recommended. Reviewed on: 22nd June 2017

Simple

Easy online application. Quick decision. Defo would use again Reviewed on: 22nd June 2017

Fantastic Provider!

Everything was very simple, quick, great rates & brilliant service. Fantastic provider! Reviewed on: 22nd June 2017

Quick and easy quote.

Went online and it was so quick and easy to get a quote and it was the best price for my loan I would recommend Zops to anybody wanting a loan with a great company Regards Andy B Reviewed on: 22nd June 2017

Amazing

I've had two loans from Zopa. Fantastic company to deal with, both online and by telephone. Could not recommend them high enough. Brilliant service. If I needed another loan, there's no other company I would go to. Very good rates as well. Reviewed on: 22nd June 2017

Highly recommended

My Payments stay at a rate that's affordable. I would definitely use zopa again! Reviewed on: 22nd June 2017

Super easy lending

I've have a couple of loans from Zopa, always easy to deal with. Reviewed on: 22nd June 2017

Top lenders

I've used Zopa twice and I've been nothing but impressed with their conduct and customer service Reviewed on: 22nd June 2017

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