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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

brilliant

5
nothing but helpful cheap and great to deal with. Reviewed on: 22nd June 2017
Jennifer patrick's avatar
Jennifer patrick

Zopa is the best

5
With low interest rates, they are the best loan provider out there! They really helped me when I was in a tough situation, and I'll be forever greatful Reviewed on: 22nd June 2017
Jessica mellor 's avatar
Jessica mellor

Helped me out of a hole!

5
Needed a consolidation loan, and thought I couldn't afford it. Zopa helped and now I can breath again. Thank you zopa, your customer service skills are superb, and really easy to deal with Reviewed on: 22nd June 2017
Murray 's avatar
Murray

Zopa: good, straightforward loan service

4
Zopa is easy and clear to apply for and keep track of. I've used it several times and would recommend it. Reviewed on: 22nd June 2017
Harry Wynne-Williams's avatar
Harry Wynne-Williams

Excellent service

5
The application was really simple and no hassle throughout the period of the loan. Reviewed on: 22nd June 2017
Anne's avatar
Anne

Fantastic!

5
I've used Zopa twice now and both times they've been quick and efficient, given me a great rate, and been totally hassle free. Reviewed on: 22nd June 2017
Esther Fidler's avatar
Esther Fidler

Great loans

4
Easier to access and gain response Competitive rates Reviewed on: 22nd June 2017
Liz STONE's avatar
Liz STONE

Excellent service

5
Straight forward and nice and easy to use Reviewed on: 22nd June 2017
Deborah Peacock 's avatar
Deborah Peacock

Highly recommended

5
Transparent customer service with your account information easy to view and manage via the Zopa website. Highly recommended service. Reviewed on: 22nd June 2017
Andrew Warburton's avatar
Andrew Warburton

Zopa are great :)

5
Always found them excellent to use and very good value. No problems paying off early when I needed to. Excellent all round service. Reviewed on: 22nd June 2017
David Rich's avatar
David Rich

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