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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Hassle free. Good rates.

Easy to apply. Good rates and no hassle. Highly recommended. Reviewed on: 22nd June 2017

Simple

Easy online application. Quick decision. Defo would use again Reviewed on: 22nd June 2017

Fantastic Provider!

Everything was very simple, quick, great rates & brilliant service. Fantastic provider! Reviewed on: 22nd June 2017

Quick and easy quote.

Went online and it was so quick and easy to get a quote and it was the best price for my loan I would recommend Zops to anybody wanting a loan with a great company Regards Andy B Reviewed on: 22nd June 2017

Amazing

I've had two loans from Zopa. Fantastic company to deal with, both online and by telephone. Could not recommend them high enough. Brilliant service. If I needed another loan, there's no other company I would go to. Very good rates as well. Reviewed on: 22nd June 2017

Highly recommended

My Payments stay at a rate that's affordable. I would definitely use zopa again! Reviewed on: 22nd June 2017

Super easy lending

I've have a couple of loans from Zopa, always easy to deal with. Reviewed on: 22nd June 2017

Top lenders

I've used Zopa twice and I've been nothing but impressed with their conduct and customer service Reviewed on: 22nd June 2017

brilliant

nothing but helpful cheap and great to deal with. Reviewed on: 22nd June 2017

Zopa is the best

With low interest rates, they are the best loan provider out there! They really helped me when I was in a tough situation, and I'll be forever greatful Reviewed on: 22nd June 2017

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