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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

application was easy

Loan was easy to apply and its was in my bank in a couple of days Reviewed on: 22nd June 2017

From the minute I applied for my loan everything went very smooth and faultless

The money was transferred to my bank account on the day Zopa said it would be. Not had any problems whatsoever and I will go straight to Zopa for foyer loans. Reviewed on: 22nd June 2017

Excellent !!

Great service. Quick and easy application, quick decision and good customer service so far. Zopa gave me one of the best rates around and I am glad I went with Zopa rather than one of the banks. Reviewed on: 22nd June 2017

Top lender

Absolutely brilliant straight forward friendly can't rate high enough Reviewed on: 22nd June 2017

Flexible, great rates and rapid service. Whats not to like.

Amount, repayment period and apr best I could find by a long way. Great company. Online portal top notch. Reviewed on: 22nd June 2017

Great service

Very happy, great, simple, easy application and service Reviewed on: 22nd June 2017

outstanding operator

Professional courteous and outstanding service! To be applauded! Many thanks Reviewed on: 22nd June 2017

Amazing service

Very professional and totally easy service. I would definitely recommend this company to everyone Reviewed on: 22nd June 2017

Very Satisfied

Zopa gave me a loan, quick & easy, better rate than my bank, smooth paperwork. Did what they said on the tin. Reviewed on: 22nd June 2017

Efficient

Such an easy and efficient service. Its great to be able to log in to your account at anytime and see what is outstanding. Reviewed on: 22nd June 2017

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