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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

last chance

the best company ever. your company help me in hard moment at my life, the lowest charges when borrow money Reviewed on: 1st June 2017

So simple & extremely low APR

Easiest application i've ever done. The zopa website is so simple and flexibility on repayments is superb. Ultimately, I found the rates cannot be beaten. Very happy with my 3% APR Reviewed on: 1st June 2017

Fast & Efficient

I applied for my 2nd Zopa loan recently & it was easy and quick, plus they offered me a great deal! Reviewed on: 1st June 2017

Simply the best

Easy to deal with professional and transparent Reviewed on: 1st June 2017

Thanks for everything

Thank you so much for the material faith that you have provided me. I am very happy for you. Reviewed on: 1st June 2017

Easy process very professional

Am a previous customer so the greatest compliment is to use Zopa again Reviewed on: 1st June 2017

Really easy

Decided to get a loan to pay off high interest credit cards I searched for the best deals and decided to use zopa. Their rates are decent and the whole application process was quick and simple and I received the money really fast Reviewed on: 1st June 2017

very good company

needed the money at home, it approached y Zopa, which, for a few helped me .. thanks zopa Reviewed on: 1st June 2017

Hassle Free

Very attentive Service on-line. Every small thing covered to make you feel at ease when making such a big decision. Information all the way Reviewed on: 1st June 2017

Quick and easy

Getting my loan with Zopa was very quick and easy Filling out their form was also straightforward and I received a response very quickly overall very good Reviewed on: 1st June 2017

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