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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Fast and reliable

Excellent service, easy to use website, online lenders at their best Reviewed on: 1st June 2017

excellent provider

quick and easy to set up, no fuss, no nonsense. I would recommend. Reviewed on: 1st June 2017

Flexible, easy to manage

Zopa granted us a loan with an average credit rating when others didn't. Loan rates were reasonable. Easy to consult and manage online. Reviewed on: 1st June 2017

Easy

Very quick and easy process. Great communication. Thoroughly recommend Zopa for your loan. Reviewed on: 1st June 2017

When i was in need for money zopa was there for me

Honestly im not going to lie zopa are the best loan providers out there. I never even borrowed a loan in my life before so i expected the monthly payments to be high with the interest but honestly it was the lowest i ever expected i never even heard of this company before i have taken numerous loans out since & they have been very low & helpful to me. Its fast payment in your account aswell & they have excellent people working for them if you need help with anything will definitely recommend to anybody Reviewed on: 1st June 2017

no hassle, quick and efficient

We needed a loan to help restructure our finances. When we looked at Zopa it made sense to use them as they provided by far the best deal on the market. Also the few times I have contacted them the customer service people have been very helpful. I recommend Zopa to anyone applying for loan as it couldn't be easier. Reviewed on: 1st June 2017

Great Service

From the moment I applied to the moment the money went into my bank the service was excellent!!! Thanks Zopa!! Reviewed on: 1st June 2017

Hassle free loan

applied for the loan online. My application was dealt with quickly. Customer service was great. Would recommend Zopa for anyone want to secure a loan. Reviewed on: 1st June 2017

ZOPA looks at echa case individually

I have been fortunate to receive a loan from zopa for only 3.1% interest. I really needed this loan so they looked at my case individually and provided with loan. Was quick and efficient. What a brilliant team! Reviewed on: 1st June 2017

Great service

I found it easy to apply and fast decision making. Reviewed on: 1st June 2017

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