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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

So simple & extremely low APR

Easiest application i've ever done. The zopa website is so simple and flexibility on repayments is superb. Ultimately, I found the rates cannot be beaten. Very happy with my 3% APR Reviewed on: 1st June 2017

Fast & Efficient

I applied for my 2nd Zopa loan recently & it was easy and quick, plus they offered me a great deal! Reviewed on: 1st June 2017

Simply the best

Easy to deal with professional and transparent Reviewed on: 1st June 2017

Thanks for everything

Thank you so much for the material faith that you have provided me. I am very happy for you. Reviewed on: 1st June 2017

Easy process very professional

Am a previous customer so the greatest compliment is to use Zopa again Reviewed on: 1st June 2017

Really easy

Decided to get a loan to pay off high interest credit cards I searched for the best deals and decided to use zopa. Their rates are decent and the whole application process was quick and simple and I received the money really fast Reviewed on: 1st June 2017

very good company

needed the money at home, it approached y Zopa, which, for a few helped me .. thanks zopa Reviewed on: 1st June 2017

Hassle Free

Very attentive Service on-line. Every small thing covered to make you feel at ease when making such a big decision. Information all the way Reviewed on: 1st June 2017

Quick and easy

Getting my loan with Zopa was very quick and easy Filling out their form was also straightforward and I received a response very quickly overall very good Reviewed on: 1st June 2017

Fast and reliable

Excellent service, easy to use website, online lenders at their best Reviewed on: 1st June 2017

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