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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Brilliant

Fast, hassle free decision and money in back within days. Highly recommended Reviewed on: 1st June 2017

Excellent Service!!

My experience with Zopa has been an excellent one, quick online assessment, only 2 days to receive my loan and never have any problems with them. So thank you! Reviewed on: 1st June 2017

Affordable loans

Helped me consolidate my debt into 1 affordable repayment plan and sent through updates on interest rates to make it even more affordable. Can view payments or make additional payments easily online. Also easy to contact by phone and always very helpful Reviewed on: 1st June 2017

Brilliant!!

Fast decision - straightforward loan company. Definitely would use again and highly recommended! Reviewed on: 1st June 2017

Very satisfied customer

Quick friendly service highly recommended Reviewed on: 1st June 2017

Excelent

I have never had a loan before, however this was super easy to complete, I had the money within 3 days and I have full control over my bills and outgoings, if I want to pay extra I can without charge! Reviewed on: 1st June 2017

Competetive loan solution

The payback rates were the most competitive on the market and the service was second to none. Reviewed on: 1st June 2017

Easy hassle free

No hassle not constantly contacted just left alone with a D.D set up. No junk calls ect Reviewed on: 1st June 2017

Best of the best

Easily and quickly. Large plus the possibility of an earlier deposit of debt with no extra charge Reviewed on: 1st June 2017

Excelent company

Realy pleased with zopa , no hassle realy straight forward without lots of emails and constant hassle would definitely use again kind regards Reviewed on: 1st June 2017

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