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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Stunningly stress free

I was panicking a little with how to get my beautiful family a reliable car and Zopa was SO easy and hassle free,that it makes them the ONLY loans company I could honestly say is trustworthy. Thank you Zopa Reviewed on: 1st June 2017

Great

Great easy and very good rate !! Will defo use again Reviewed on: 1st June 2017

Fast easy and convenient

A very simple straight forward trouble free loan experience. Easy to log on to your account and make changes to details payment days etc. A+++ Reviewed on: 1st June 2017

Fantastic

It was so easy to apply and the staff could not do enough to help. GREAT customer service Reviewed on: 1st June 2017

The best rates in the business!

In my research Zopa has the best rates, the application is easy and their communication is second to none. Reviewed on: 1st June 2017

So easy very organised

Been so easy to get a loan.everthing done in minutes fantastic Reviewed on: 1st June 2017

Best Loan Company

We applied for a loan when we really needed the help and Zopa were very helpful. They contacted us immediately and gave us clear instructions which were easy to follow and within days we knew that we had the loan we asked for. The interest rates were the lowest we could find and we wouldn't hesitate to use Zopa again. Reviewed on: 1st June 2017

Definitely

Very quick and easy experience. Friendly and yet professional. Would definitely use again and would most certainly recommend Reviewed on: 1st June 2017

Zopa are flexible; approachable; competitive and so easy to access - simply the best.

I have used Zopa on several occasions from very the very early days and the experience just continues to improve. Keep up the good work Reviewed on: 1st June 2017

Excellent

The whole process was quick and easy and the money was in my account in days I would definitely recommend a friend or member of family Reviewed on: 1st June 2017

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