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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

User friendly

Zopa was both user friendly, efficient and fast. I had no idea how impressed I'd be! Reviewed on: 1st June 2017

There to help not Rip off

Needed some extra cash quick to finish my house, applied, was accepted and received all super quick, the paid off my balance about 10 months soon, and this was as easy as first applying. Don't think I'll be needing a loan again, anytime soon but if I did, I know where I'd be going. Zopa all the way. Reviewed on: 1st June 2017

Excellent

Very easy to use and fast decision. Reviewed on: 1st June 2017

quick and great service

After checking out all lenders zopa finance was considerably cheaper on interest on the loan definitely recommend Reviewed on: 1st June 2017

Low interest rate

Zopa lent me money when I needed it big thanks Reviewed on: 1st June 2017

Great service. Easy to use

Zopa made the process very clear and straightforward. The money was in my account in minutes. Will definitely recommend. Reviewed on: 1st June 2017

One of the best

Very good and fast service , recommended to friend Reviewed on: 1st June 2017

good rate, good comunication.

I applied to zopa as seemed, a good intrest rate, for what i wanted.was very helpful,when i needed to speak to someone.was quick to get my loan approved and money in my bank quite quick. Reviewed on: 1st June 2017

Perfect loans for all

I needed a loan and Zopa offered me one. It was quick easy and the money was in my account in a very short time. Very good interest rates, very happy. Thank you Zopa Reviewed on: 1st June 2017

Quick and fair

You get the rate they tell you ,unlike most other banks who seem to change their rates once they have left damaging searches on your credit file Their interest rates are hard to beat and the money arrives quickly. That's all you want as a lender and zopa deliver. A refreshing approach to banking. Reviewed on: 1st June 2017

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