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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Simple to use

Followed Credit expert recommendation and wasn't disappointed. Quick and easy application. Would use again Reviewed on: 1st June 2017

Zopa loans

Getting a loan from Zopa was very easy and very quick. The website was simple to use and the whole process from beginning to end was made incredibly worry free, everything was explained. I would recommend Zopa. Reviewed on: 1st June 2017

Fantastic service

Fantastic service, easy to use and get a decision. Online account very useful. Reviewed on: 1st June 2017

Very quick

Very prompt with getting back to me with a decision. Very efficient. Reviewed on: 1st June 2017

Life saviours!

Great service, quick decision, minimum paperwork, and the rates are fenomenal. High acceptance level makes them even more approachable. More than affordable loans with a personal touch. Reviewed on: 1st June 2017

Great loan provider

Zopa had one of the best rates on the market way better than many of the more familiar names. Easy straightforward application process and money was organised into my account very quickly. Easy to keep track of my payments, would recommend to all my friends and family Reviewed on: 1st June 2017

Very simple and fast

It's been problem free and very quick and easy Reviewed on: 1st June 2017

How can it be so competitive!?

For a loan provider that operates so quickly and smoothly, I am blown away at the competitive rates they have to offer. It isn't a case of paying an arm and a leg, but I am barely paying an extra month's worth of repayments by the end of my term...INSANE! So happy with this service, quick, easy and great customer service too. Thanks Zopa! Reviewed on: 1st June 2017

easy, convenient and quick

Zola were a pleasure to deal with. hassle free and quick turnaround. friendly and helpful Reviewed on: 1st June 2017

Excellent service

Had applied for the loan and was the quickest response I have ever experienced. Excellent. Reviewed on: 1st June 2017

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