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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Zopa Loan

Very easy to set up via a very user friendly web site. Excellent rates. Virtually instant decision. Reviewed on: 1st June 2017

Fast and Friendly

Fast and friendly with much lower interest rates than the mainstream banks and building societies. Reviewed on: 1st June 2017

Easy no hassle application

Easy quick process, no messy paperwork. Fast decision, superb service. Reviewed on: 1st June 2017

Loan

I would recommend zopa to every body as when I applied I found the company easy to approach and I must admit they have one of the best interest rates going not even my own bank could match them so thanks zopa Reviewed on: 1st June 2017

Great value and fantastic service

Easy to organise, great value and quick money. Reviewed on: 1st June 2017

Good company

Easy to use website, great interaction with client,highly recommended Reviewed on: 1st June 2017

Fair and efficient

Easy to use with fair payments and interest. Reviewed on: 1st June 2017

Straight forward lending

I'm currently on my second loan from Zopa and like the simplicity of applying and also the ongoing management of the loan via their website. I can login anytime and overpay each month with what I feel comfortable with, hassle free borrowing! Reviewed on: 1st June 2017

Super Zopa

Zopa has that rare combination of sophistication and approachability; acquiring a loan is straight-forward, and the process is intuitive and open with all the detail you need represented clearly, without catches or convoluted procedures. All information you need about your loan, payments or breakdown of lenders is provided in an easy-to-use interface. There is minimal fuss or hassle and Zopa always keep you informed of any changes or decisions. Their rates are ultra-competitive and they do not hide better rates away from existing customers. For openness and transparency, Zopa are way out in front. Reviewed on: 1st June 2017

great service

great company, easy to use, good value loans made simple Reviewed on: 1st June 2017

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