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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Didn't think I'd get approved for credit. ZOPA sorted everything within an hour!

It took me 4 hours to get a smaller loan from my bank I've been with for life. ZOPA made a potentially unpleasant experience a great one. Great interst rate and easy repayments for quite a large sum. Thank you!! Reviewed on: 31st May 2017

Cheap and brilliant!

Such brilliant rates, quick and easy! Thank you Zopa! Reviewed on: 31st May 2017

Best loan provider ever

Excellent customer service, very friendly and helpful. As said above best loan provider ever. Reviewed on: 31st May 2017

Fantastic!

Brilliant, fast and easy! Highly recommended! Even recommended my brother who used Zopa too.. just brilliant! Reviewed on: 31st May 2017

ONE OF the BEST

After much searching and declined applications I found zoopa. No hassle. Quick application and an answer within minutes. Was accepted straight away and funds in the bank and you can even pay more off. Highly recommended.go on people try zoopa!! Reviewed on: 31st May 2017

Pleasure to deal with

The process was so quick and easy from start to finish, highly recommended Reviewed on: 31st May 2017

Quick, simple and affordable

I applied for a loan through Zopa and the money was in my bank the next day. The APR for the amount I wanted to borrow was better than any other loan out. It was a first class experience and I'll definitely be using Zopa again in the future! Reviewed on: 31st May 2017

Responsible lender

Went with Zopa because of their low interest rate. However, the basis of my recommendation is the checks they carried before approving my loan. I consider Zopa to be a responsible lender. Protecting their own interests, whilst protecting their borrowers from over extending their ability to repay. Reviewed on: 31st May 2017

Excellent and easy to use

I've used Zopa a few times over the years, its always quick and easy to use and offers competitive rates Reviewed on: 31st May 2017

Qick Esay fair

They were quick and easy to deal with only took matter of hours Reviewed on: 31st May 2017

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