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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Easy Peasy lemon squeezy loan!

I applied for a zopa loan to purchase some land for sale next to my garden. The application was quick, simple and super easy! The money came through in the same week and I'm now happily gardening in my new patch of land! Thanks zopa! Reviewed on: 31st May 2017

Nice and easy

I really need it the miney to pay my debts and zopa really helped me out so quick. Thank you Reviewed on: 31st May 2017

Brilliant and convenient!!!

Brilliant service. I was approved in 20 minutes and received my loan in a few days. So convenient and brilliant service. Reviewed on: 31st May 2017

Great company

I have had a couple of loans with Zopa, great company, reliable and friendly Reviewed on: 31st May 2017

It does not get any better

Banked with Barclays for over 35 years and Zopa blow them out the water with there loans even my own works credit union cannot compete with Zopa rates on there loan I recommend Zopa to all family and friends I would not go anywhere else keep up the great work . Keith McCarthy Reviewed on: 31st May 2017

Trouble-free

Easy to apply. Excellent communication throughout. Money arrived in account as scheduled. Quick and easy. Reviewed on: 31st May 2017

Easy as 123

Taking out a loan was made quick and simple in a few easy steps. Money was paid straight into my own account. Great rates from great people Reviewed on: 31st May 2017

Easy easy easy

This was so simple and uncomplicated and better interest rate than my bank would definitely use again Reviewed on: 31st May 2017

Great

Fab experience definitely be using them again Reviewed on: 31st May 2017

Great service every time

This company is ethical, affordable and efficient, highly recommend Reviewed on: 31st May 2017

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