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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Cheap and brilliant!

Such brilliant rates, quick and easy! Thank you Zopa! Reviewed on: 31st May 2017

Best loan provider ever

Excellent customer service, very friendly and helpful. As said above best loan provider ever. Reviewed on: 31st May 2017

Fantastic!

Brilliant, fast and easy! Highly recommended! Even recommended my brother who used Zopa too.. just brilliant! Reviewed on: 31st May 2017

ONE OF the BEST

After much searching and declined applications I found zoopa. No hassle. Quick application and an answer within minutes. Was accepted straight away and funds in the bank and you can even pay more off. Highly recommended.go on people try zoopa!! Reviewed on: 31st May 2017

Pleasure to deal with

The process was so quick and easy from start to finish, highly recommended Reviewed on: 31st May 2017

Quick, simple and affordable

I applied for a loan through Zopa and the money was in my bank the next day. The APR for the amount I wanted to borrow was better than any other loan out. It was a first class experience and I'll definitely be using Zopa again in the future! Reviewed on: 31st May 2017

Responsible lender

Went with Zopa because of their low interest rate. However, the basis of my recommendation is the checks they carried before approving my loan. I consider Zopa to be a responsible lender. Protecting their own interests, whilst protecting their borrowers from over extending their ability to repay. Reviewed on: 31st May 2017

Excellent and easy to use

I've used Zopa a few times over the years, its always quick and easy to use and offers competitive rates Reviewed on: 31st May 2017

Qick Esay fair

They were quick and easy to deal with only took matter of hours Reviewed on: 31st May 2017

Easy Peasy lemon squeezy loan!

I applied for a zopa loan to purchase some land for sale next to my garden. The application was quick, simple and super easy! The money came through in the same week and I'm now happily gardening in my new patch of land! Thanks zopa! Reviewed on: 31st May 2017

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