Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

View other Zopa products

4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69081)

Already recommended to family

The application process was really easy and I was accepted in 48 hours. The money was transferred shortly after and I bought my car, no issues :) Reviewed on: 31st May 2017

Brilliant

I'll just love those guy's Simply, fast, brilliant. Reviewed on: 31st May 2017

wonderful

they are so very helpful with no obligations just great thank you Reviewed on: 31st May 2017

Highly recommend

Great product, great service . Would highly recommend and will definitely use again Reviewed on: 31st May 2017

absolutely great helping people like me wonderful could not do it without your help thanks

I have now had 3 loans and so so pleased also recommended a friend who was so grateful well done Reviewed on: 31st May 2017

Fabulous

Best rates, receive loan amount very quickly straight into your bank. Great customer services. Reviewed on: 31st May 2017

I recommend the loan!

Little formalities, after 3 days money was in the account and it did not leave the house,Fast decision, good contact,Best service, low interest rate Reviewed on: 31st May 2017

best loan people in the world !

Excellent and speedy loan - couldn't have been easier , absolutely no hassle - will recommend and use again Reviewed on: 31st May 2017

Best loan ever

I want to thank Zopa, because they help me to have my loan in short time. The customer service was amazing and they did everything possible to make it real... thank you very much Zopa! Reviewed on: 31st May 2017

Best service, low interest rate

Fast decision, good contact,Little formalities, after 3 days money was in the account and it did not leave the house Reviewed on: 31st May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Fair Finance 3.16 from 9 reviews
Personal Loan
from Post Office 4.11 from 176 reviews
Crowdfunding
from Emerging Crowd 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44339 reviews
Current account
from Zopa 4.93 from 6588 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub