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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Nice and easy

I really need it the miney to pay my debts and zopa really helped me out so quick. Thank you Reviewed on: 31st May 2017

Brilliant and convenient!!!

Brilliant service. I was approved in 20 minutes and received my loan in a few days. So convenient and brilliant service. Reviewed on: 31st May 2017

Great company

I have had a couple of loans with Zopa, great company, reliable and friendly Reviewed on: 31st May 2017

It does not get any better

Banked with Barclays for over 35 years and Zopa blow them out the water with there loans even my own works credit union cannot compete with Zopa rates on there loan I recommend Zopa to all family and friends I would not go anywhere else keep up the great work . Keith McCarthy Reviewed on: 31st May 2017

Trouble-free

Easy to apply. Excellent communication throughout. Money arrived in account as scheduled. Quick and easy. Reviewed on: 31st May 2017

Easy as 123

Taking out a loan was made quick and simple in a few easy steps. Money was paid straight into my own account. Great rates from great people Reviewed on: 31st May 2017

Easy easy easy

This was so simple and uncomplicated and better interest rate than my bank would definitely use again Reviewed on: 31st May 2017

Great

Fab experience definitely be using them again Reviewed on: 31st May 2017

Great service every time

This company is ethical, affordable and efficient, highly recommend Reviewed on: 31st May 2017

Already recommended to family

The application process was really easy and I was accepted in 48 hours. The money was transferred shortly after and I bought my car, no issues :) Reviewed on: 31st May 2017

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