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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Brilliant

I'll just love those guy's Simply, fast, brilliant. Reviewed on: 31st May 2017

wonderful

they are so very helpful with no obligations just great thank you Reviewed on: 31st May 2017

Highly recommend

Great product, great service . Would highly recommend and will definitely use again Reviewed on: 31st May 2017

absolutely great helping people like me wonderful could not do it without your help thanks

I have now had 3 loans and so so pleased also recommended a friend who was so grateful well done Reviewed on: 31st May 2017

Fabulous

Best rates, receive loan amount very quickly straight into your bank. Great customer services. Reviewed on: 31st May 2017

I recommend the loan!

Little formalities, after 3 days money was in the account and it did not leave the house,Fast decision, good contact,Best service, low interest rate Reviewed on: 31st May 2017

best loan people in the world !

Excellent and speedy loan - couldn't have been easier , absolutely no hassle - will recommend and use again Reviewed on: 31st May 2017

Best loan ever

I want to thank Zopa, because they help me to have my loan in short time. The customer service was amazing and they did everything possible to make it real... thank you very much Zopa! Reviewed on: 31st May 2017

Best service, low interest rate

Fast decision, good contact,Little formalities, after 3 days money was in the account and it did not leave the house Reviewed on: 31st May 2017

Easy to apply & quick response

I wanted a loan with a lower interest rate than on my credit card. After applying to others, even with a high credit score with Experian, I was successful with Zopa. I would highly recommend Zopa to look to when needing an unsecured loan Reviewed on: 31st May 2017

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