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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,081 reviews, last reviewed 27th Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026
Ian 's avatar
Ian

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Easy to apply & quick response

5
I wanted a loan with a lower interest rate than on my credit card. After applying to others, even with a high credit score with Experian, I was successful with Zopa. I would highly recommend Zopa to look to when needing an unsecured loan Reviewed on: 31st May 2017
Jackie Poole's avatar
Jackie Poole

Best

5
Excellent loan rate, quote take only few minutes. Overall satisfied Reviewed on: 31st May 2017
David Edes's avatar
David Edes

Quick and easy.

5
I needed a little help and after doing my research and reading the reviews on Zopa we chose to go ahead. I can't believe how quick and easy it was with great rates too!! Highly recommended. Reviewed on: 31st May 2017
Kate's avatar
Kate

Great loan company

4
Very pleased that we used Zoopa for our loan. We borrowed £400 to buy a car Reviewed on: 31st May 2017
Nicole Standage's avatar
Nicole Standage

Fantastic

5
I've used zopa twice for loans now. Both times it was very straight forward, quick and easy. Would definitely recommend Reviewed on: 31st May 2017
Lisa williams's avatar
Lisa williams

Best loan ever!

5
Lowest rate I've ever had,and so straightforward to apply,well done and thanks alot Zopa, you've changed the game! Reviewed on: 31st May 2017
Marc Cox's avatar
Marc Cox

Excellent quick decision xxx

5
Great fast service money transferred to bank in a few days Reviewed on: 31st May 2017
Annie Cooper Ravenscroft's avatar
Annie Cooper Ravenscroft

Excellent quick decision xxx

5
Applied on line very quick response and money in bank in a couple days x Reviewed on: 31st May 2017
Annie Cooper Ravenscroft's avatar
Annie Cooper Ravenscroft

Easy peasy!

5
So quick and easy to get a loan through Zopa. Excellent service; very reasonable interest rates and can make additional payments if you want to. Not made to feel like some sort of financial inadequate - brilliant! :) Reviewed on: 31st May 2017
Julia's avatar
Julia

Highly Satisfied Customer

5
I found the whole process quick and easy, it only took a couple of days to be approved and the money was in my account within a week. I would certainly use Zopa again and would be quite happy to recomend them to my friends. Reviewed on: 31st May 2017
frederick lowe's avatar
frederick lowe

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