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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

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Zopa Personal loan reviews (69090)

Best

Excellent loan rate, quote take only few minutes. Overall satisfied Reviewed on: 31st May 2017

Quick and easy.

I needed a little help and after doing my research and reading the reviews on Zopa we chose to go ahead. I can't believe how quick and easy it was with great rates too!! Highly recommended. Reviewed on: 31st May 2017

Great loan company

Very pleased that we used Zoopa for our loan. We borrowed £400 to buy a car Reviewed on: 31st May 2017

Fantastic

I've used zopa twice for loans now. Both times it was very straight forward, quick and easy. Would definitely recommend Reviewed on: 31st May 2017

Best loan ever!

Lowest rate I've ever had,and so straightforward to apply,well done and thanks alot Zopa, you've changed the game! Reviewed on: 31st May 2017

Excellent quick decision xxx

Great fast service money transferred to bank in a few days Reviewed on: 31st May 2017

Excellent quick decision xxx

Applied on line very quick response and money in bank in a couple days x Reviewed on: 31st May 2017

Easy peasy!

So quick and easy to get a loan through Zopa. Excellent service; very reasonable interest rates and can make additional payments if you want to. Not made to feel like some sort of financial inadequate - brilliant! :) Reviewed on: 31st May 2017

Highly Satisfied Customer

I found the whole process quick and easy, it only took a couple of days to be approved and the money was in my account within a week. I would certainly use Zopa again and would be quite happy to recomend them to my friends. Reviewed on: 31st May 2017

Super Company

So easy to deal with, really straightforward. Reviewed on: 31st May 2017

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Zopa: Personal loan reviews

63% decrease in 5 star reviews

100% decrease in 1 star reviews

Latest highest rating:

4

Latest lowest rating:

1

About this product

Review Zopa: Personal loan now

Zopa Personal loan reviews (69090)

Best

Quick and easy.

Great loan company

Fantastic

Best loan ever!

Excellent quick decision xxx

Excellent quick decision xxx

Easy peasy!

Highly Satisfied Customer

Super Company

Do you have a different Zopa product?

Want to see more from Zopa?

Fixed term savings account

Credit card

Cash ISA

Join Smart Money People

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