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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Super Company

So easy to deal with, really straightforward. Reviewed on: 31st May 2017

Reliable

Quick and efficient. Excellent. Very easy to understand the rules. No hidden costs or fees. Recommended. Reviewed on: 31st May 2017

Great

Simply to apply with best rate at the time Reviewed on: 31st May 2017

just what ive needed

to borrow from zopa is an easy straight forward process, easy to manage your loan online, make additional payments, would deffinately recomend Reviewed on: 31st May 2017

Zopa is Zuper!

I have had two loans from Zopa over the last several years: the first to finance a car and the second for some house refurbishment. The online application is so quick and easy, the website is really consumer friendly and easy to navigate. They make understanding the terms of your borrowing really comprehensive and clear. Checking on my loan status and balance online is simples. The whole ethos and tone of the company means that it is a pleasure to borrow from them! From the emails that I receive (which is not a constant bombardment - thank you) it is obvious that the company looks after both its lenders and borrowers. I even get invited to a Zopa customer party ever year! I do and would recommend them highly to others. Reviewed on: 31st May 2017

very very good

Zopa service is better thenow other loan broker or provider Reviewed on: 31st May 2017

Zopa is brilliant! :) low Apr and very easy company to use :) I recommend to all my family and friends when looking for a loan :)

So my car broke down and had no money to fix it or buy a new one so I decided to get a loan and after researching the internet for a good loan provider with low Apr I came across zopa with a really low Apr :) I borrowed £1000 to buy a car and I pay back £30 a month which is good and affordable :) the total I will pay back over 3 years is just over £1, 100 :) I am 1 very happy and satisfied customer and I highly recommend zopa :) Reviewed on: 31st May 2017

Brilliant and fair!

These are brilliant much better than high street lenders ! Fair rate and good customer service ! I will be avoiding banks for near future ! Reviewed on: 31st May 2017

Easy pesse

It was as easy as ABC or 1 2 3. I picked how much I wanted how long to repay submitted and Before I knew it money was in the bank how easy was that. Reviewed on: 31st May 2017

Mr Dean Russell definitely recommened Zopa

Professional,quick,very helpful customer sevice highly recommended Reviewed on: 31st May 2017

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