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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Very good service

Hassle free loan company very good service would recommend to anyone Reviewed on: 31st May 2017

Simple, easy

As the title suggests. Everything from applying for the loan to receiving the loan and terms and conditions. Simple and easy. Very happy. Reviewed on: 31st May 2017

Very good

Very quick and easy good value and very helpful Reviewed on: 31st May 2017

Easiest loan

Very quick and hassle free process. Very good interest rate. Highly recommend it! Reviewed on: 31st May 2017

Hassle free experience.

Hassle free experience loved the Web site so simple and easy to use would highly recommend it. Reviewed on: 31st May 2017

A Simple solution

I was surprised at how simple the whole process has been and I am now enjoying the new boiler I needed Reviewed on: 31st May 2017

Wonderful and friendly

Need to consolidate my finances into one easy to check monthly payment and they were so helpful and friendly in sortong out my loan. Highly recommended Reviewed on: 31st May 2017

Amazing Service

Easy application, with a swift delivery of funds into my account. I have the ability to pay off additional funds if I so wish, without a penalty charge. API is a fantastic rate and the online UI is excellent at showing me what I owe, how much my monthly repayments are, and how they have reduced when I make additional payments into the loan. And the fact that this is not governed by a big money hungry bank is a + for me, peer to peer lending is the way forward Reviewed on: 31st May 2017

Hassle free experience loved it!

Hassle free experience no problems at all.web site so simple and easy to use would highly recommend. Reviewed on: 31st May 2017

An excellent experience!!

I would thoroughly recommend Zopa to anyone who wants a loan. It was an easy process and yet the interest rates charged are one of the best on the market. AAAA+++ Reviewed on: 31st May 2017

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