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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69067 reviews)

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4.95

Based on 69,067 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Keith Foggon All straight forwasd staff were extremely helpful and knowledgeable Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69067)

Loan request

Simple process talking to humans rather than computer very helpful Reviewed on: 30th May 2017

Excellent company very easy to deal with

Completed my application on online , extremely easy to use and approved very quickly. Excellent service Reviewed on: 30th May 2017

Seamless and fair

Quick and easy loan. Very fair interest, better than my bank that I was with for years. Money comes quickly, flexible payment dates - great loan provider Reviewed on: 30th May 2017

Good value

It's a good rate and the customer service are very helpful Reviewed on: 30th May 2017

Stress free!

I applied for a small loan, it was very straight forward to do online, no taxing questions and i received payment extremely quickly! Amazing service Reviewed on: 30th May 2017

Quick Service and puts the Banks rates to Shame

After using a comparison website I was given lots of offers, as I hadn't heard of zopa I went applied to Sainbury's. They accepted at a great rate but when the paperwork finally came through the actual rate was over 3 times higher. I therefore applied to Zopa and within 30 minutes had the money I wanted and the great rate they advertised on the comparison site. Great service, great idea, completely recommended. Reviewed on: 30th May 2017

No issues

Easy quick and simple and haven't had any problems. Would definitely recommend Reviewed on: 30th May 2017

Simple

Online application process is quick and easy. Instructions are clear and the whole process couldn't be any more simple. Reviewed on: 30th May 2017

quicker than I thought possible

From first approaching zopa online to being made an offer took one hour. They carried out a soft credit search so as not to leave a footprint and everything was surprisingly straightforward Reviewed on: 30th May 2017

Great rates and easy to use

Web site is very easy to use on quick response on the decision for the loan. I have used Zopa before and this is my second time and not the last. Reviewed on: 30th May 2017

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