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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick service great rates

Great service Great rates Great quick answer Reviewed on: 30th May 2017

Fast and Efficient

From setting up to making repayments ... this loan is easy to manage and provides a good lending rate Reviewed on: 30th May 2017

DON'T GO ANYWHERE ELSE - NO ONE BEATS ZOPA

SIMPLE, EASY, FRIENDLY, QUCK DECISION AND TRANSFER OF FUNDS, BEST RATES BY FAR. YOU COULD SEND HOURS SHOPPING AROUND FOR A BETTER DEAL BUT YOU WILL NOT FIND ONE. WHY WOULD YOU WANT TO GO ANYWHERE ELSE? CHOOSE ZOPA. THE BEST LOAN COMPANY OUT THERE. Reviewed on: 30th May 2017

excellent loans company

My loan was approved very quickly and the money was transferred to my bank within a few days. The interest is alot lower than alot of companies. Repayments are made easily by direct debit and the payment date can be adjusted to suit you. Reviewed on: 30th May 2017

Easy to apply for and quick payment.

I've now had 2 loans from Zopa. I find the process of application easy and it is very easy to check up on your balance. It is also very easy to make extra payment online. I will use Zopa in the future. Reviewed on: 30th May 2017

Excellent

Would highly recommend zopa, they helped me out massively with a loan towards my business. Can't thank them enough. Reviewed on: 30th May 2017

Great loan service

Great loan company, fast and efficient on the turnaround for your request. Reviewed on: 30th May 2017

Borrow with ease!

Such a pain free borrowing experience. Simple, transparent and atraight forward. I would definitely recommend! Reviewed on: 30th May 2017

Great rates, fast and simple to set up

I have used Zopa several times and have always got a rate much lower than the nearest competitor. Very easy to set up too Reviewed on: 30th May 2017

Awesome!

Easy to set up, good interest rate, easy to make extra payments. Super satisfied Reviewed on: 30th May 2017

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