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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Awesome!

Easy to set up, good interest rate, easy to make extra payments. Super satisfied Reviewed on: 30th May 2017

Incredibly easy and stress free

This was arranged with little fuss and very quickly, no fee for early payment. Would definately recommend Zopa Reviewed on: 30th May 2017

Number 1 for lending

Very professional, easy to deal with, transparent in dealings. Would and have recommended to others Reviewed on: 30th May 2017

Excellent !!!

"Zopa" the best on the market !! Very friendly customer service. I recommend 100% Reviewed on: 30th May 2017

Power to the People!

Responsible lending or borrowing is made easy by using Zopa! More to the point they have some of the best rates around when compared to that of many high street banks. Super friendly and easy to use platform, no penalties for paying in extra each month or early repayment if you want to..... What's not to love! Zopa is lending by the people, for the people.... Reviewed on: 30th May 2017

Excellent

Quick and simple service. Excellent rates Reviewed on: 30th May 2017

Good lenders

Very fast on a decision money in the account in days. Very good Reviewed on: 30th May 2017

Quick and easy

Having now used Zopa I would never get a loan from a bank ever again. The entire experience was quick and easy online and I was kept updated via email about the progress of my application. The interest rate is great and I'm one happy customer! Reviewed on: 30th May 2017

Easy Money, couldn't be simpler.

This was a simple procedure to acquire the money for a new car, filled in the form and the money was in my account in three days. Reviewed on: 30th May 2017

Easy to apply and even easier to manage

This was the first time I had applied for an online loan and had never heard of Zopa but from the moment we applied, because of the low interest rate, the loan was promptly approved and funds transferred. Even the opportunity to check on progress is easy to do - we will certainly use them again. Reviewed on: 30th May 2017

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