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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69065 reviews)

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4.95

Based on 69,064 reviews, last reviewed 18th Apr 2026

0% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very simple app to use, quick response time to appli... Very simple app to use, quick response time to application. Reviewed on: 18th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69065)

Amazeballs

Literally a fantastic creditor. No messing about upon application and loads of friendly options to pay up the full some on time or early if needed. Definitely recommend. Reviewed on: 30th May 2017

Quick

I applied for a loan and it was approved and credited to my account quickly. Reviewed on: 30th May 2017

Excellent flexible lender

I like the flexibility of managing payments and competitive rates. Reviewed on: 30th May 2017

Quick response and good rates

I found it easy to apply with a quick response. No hard sell via phone calls and constant e mails- was given plenty of time to consider loan offer. Rates were good and money was transferred quickly without fuss. Reviewed on: 30th May 2017

Quick and easy

It was quick and easy to apply, the money went in quickly, repayments are easy. Reviewed on: 30th May 2017

Good service

Simple and straight forward alias company with good rates. Reviewed on: 30th May 2017

Great loans at low interest

I have had couple of loans with Zopa straight forward money transferred quickly to my account Reviewed on: 30th May 2017

Quick, easy and great rates

Very easy to send documents over, reviewed very quick along with the money transfer! Very recommended Reviewed on: 30th May 2017

Quick and Easy!

Needed a small lost cost loan and zopa ticked every box. Had the money in a few days. Reviewed on: 30th May 2017

Ok

Fast and simple, decision immediately Reviewed on: 30th May 2017

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