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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Excellent

I have to say how brilliant zopa are. Quick concise and easy. I just want everyone to know how brilliant this company is. Reviewed on: 30th May 2017

A Trustworthy Borrowing Companion!

I needed a car loan soon after changing companies as a company car was no longer going to be an option. Zopa made the whole lending experience as easy as I could have wished it. Within very little time at all I had passed all the lending checks and the funds were then made available. At the time I had never borrowed from such a lender as Zopa before , (preferring to work via banks), but my experience has convinced me that this model is one I will return to in future should the need arise. Zopa deliver an excellent service and I couldn't recommend them enough. Reviewed on: 30th May 2017

Dicreet credit check and loan granted with little fuss.

Application approved with a discreet check on credit rating followed by immediate approval and release of funds. Reviewed on: 30th May 2017

Easy. Fast. Simple. Awesome.

Used via ClearScore.com, very easy and logical process with everything being online and simple and easy to understand. Will definitely use again, great rates too! Reviewed on: 30th May 2017

Simple good value loan

Online process was quick and easy money was in the account a few days later Reviewed on: 30th May 2017

Amazing service!!

I'm delighted with my zopa loan. I needed money for a new car. My bank offered my a quite high rate and I wasn't happy. I found zopa and got amazing 3,1%. Been accepted within minutes and money went to my bank account next day. Thanks zopa! Reviewed on: 30th May 2017

Fast and easy

So quick and hassle free and no complicated forms to deal with. Excellent service and well impressed. Reviewed on: 30th May 2017

Straightforward plain & Simple

Having been referred to Zopa from Barclays, I found the whole process simple and efficient. Emails arrived when they were supposed to. Not pushy or pressured. Simple, effective and efficient Reviewed on: 30th May 2017

Quick and efficient

Would recommend. Quick and effecting online process and transfer of funds Reviewed on: 30th May 2017

Fast, smooth and convenient lender!

The whole experience has been very smooth and seemless, would definitely recommend! Reviewed on: 30th May 2017

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