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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,053 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68053)

Excellent service all around

Absolutely pain free and hassle free application. Unlike the big high street banks, the rates offered were much better and to top it up the money was in your account within hours! Reviewed on: 30th May 2017

Simple & Cheap

Cost = Cheap Risk = Low Application = Simple Approval = Less than 24 Happy Customer Reviewed on: 30th May 2017

Happy

My experience has been good all the way and happy to recommend to all Reviewed on: 30th May 2017

Excellent service

V helpful staff - good facilities Reviewed on: 30th May 2017

Quick and great rates. Easy to control your account and can pay additional amounts off too

Very easy to sign up and apply for the loan. Great rates and very easy to arrange. Paid directly into your account swiftly (can even pay extra for next day). I really like that you can pay extra amounts off your loan too. Easy to use online account to change payment date to suit your personal choice - ie payday Reviewed on: 30th May 2017

Zopa

Fantastic value, great customer service and knowledgable, caring attitude towards finances x Reviewed on: 30th May 2017

Great dealing

Fantastic from start to finish. Could not believe how slick it was. Reviewed on: 30th May 2017

Hassle free

Zopa loans has a very good interest rate A quick hassle free application money was in my bank in know time! Reviewed on: 30th May 2017

Great And Easy

Great and easy transaction with lowest rates around. Reviewed on: 30th May 2017

Quick service, modern online.

The service is really quick and easy to apply, team is very helpful and responsive. The online access is really good and easily accessible too. Very happy with the service. Reviewed on: 30th May 2017

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