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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Fast, smooth and convenient lender!

The whole experience has been very smooth and seemless, would definitely recommend! Reviewed on: 30th May 2017

Excellent loan provider

So easy and straightforward to apply and very quick responses and acceptance. Reviewed on: 30th May 2017

Hassle free

Always borrowed money from the same high street bank, but Zopa blew them out the water! Very fair interest rate and hassle free transaction Excellent customer service and would recommend to family and friends Very happy Reviewed on: 30th May 2017

Fantastic

Easiest quickest and best by far Reviewed on: 30th May 2017

Yummy money

Great service online. I had not done this before to get a loan it was all done very quickly no hassle would do it again well done ZOPA Reviewed on: 30th May 2017

Easy and quick

Before you finish your coffee the money is on your account quickly easy and painless Reviewed on: 30th May 2017

I use Zopa

I've used Zopa a few times for car loans and found them to be fast at deciding and processing an application and very reasonable. Highly recommended! Reviewed on: 30th May 2017

Great Service

Quick, easy and great service! I've had dealings with many other banks but these are the best. Reviewed on: 30th May 2017

Excellent service and very helpful.

Excellent service and very highly recommended. Very simple and fast when applying. Reviewed on: 30th May 2017

Easy to apply and very quick response

Excellent intrest rates, easy to apply on line and hassle free repayments Reviewed on: 30th May 2017

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