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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Very straight forward

Applying for a Zopa loan was very straight forward and the site was user friendly. A decision was given very quickly and luckily for me it was a positive one! Thanks Zopa Reviewed on: 30th May 2017

Excellent and Easy

I needed to consolidate some debt for an easier and cheaper way of paying it back and Zopa did exactly this extremely easily and stress free. I can make lump sums to my loan and see exactly what I have to pay back by logging in too. Reviewed on: 30th May 2017

Great Service and great rates

have had no bad experience with Zoopa, very quick responses to all questions and the loan rate was outstanding, best in the market Reviewed on: 30th May 2017

Best Personal Loan Provider

It's frustrating when the banks you have been banking with for so many years, can not give you an affordable interest rate for personal loan. Thank God, Zopa is around!! Reviewed on: 30th May 2017

Quick and easy process

The whole process was quick and easy from start to finish . The loan was in my bank account the next day and I was able to buy the car I wanted . No mess no fuss just great service ...... perfect . Reviewed on: 30th May 2017

Spot on service

I've had a really positive experience with zopa, straight forward to arrange, quick and professional Reviewed on: 30th May 2017

Easy fast Affordable Loan

Easy online application completed in minutes. Instant Decision. Perfect for me. Great rates with Affordable payments. 5* Reviewed on: 30th May 2017

Good quality lenders

I have found zopa to be an excellent leader, application is quick and easy and same as the payment once the application has been successful, I am able to manage my loan through my online account which is handy. Not had any issues so would defo recommend , I have had a great experience Reviewed on: 30th May 2017

Loan review

Great service from Zopa - provided me with a quick loan price and approval. In my banks super quick. Awesome Reviewed on: 30th May 2017

execellent

I was struggling to put my credits in one bill and i decided to take a loan then I chose Zopa from the list that I was given and it was not complicated to apply. well done ZOPA. Reviewed on: 30th May 2017

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