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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Excellant

Had plenty of loans in the past and ZOPA has been the most pleasant experience! Will gladly recommend! Reviewed on: 30th May 2017

Easy and quick, but still safe

We got a loan from Zopa not long ago for £7000. It was easier than some of the accounts we have with our current account provider and they have been reliable and straight forward, with the best % interest rate for us. I would recommend them to anyone. Reviewed on: 30th May 2017

Excellent, Supportive, trustworthy

Zopa is an amazing loan provider, very straight forward easy application forms, prompt responses. Reviewed on: 30th May 2017

Simple and hassle free

I got a quote for a loan in a matter of minutes. The rate is better than my banks. Easy to use online account. Reviewed on: 30th May 2017

Quick and fair

The process was very simple and quick Reviewed on: 30th May 2017

Transparent

I find it very easy to login and track exactly where i am with my loan and replayments. The payment is taken at the same time each month and i am always notified before and after money is taken from my account. Reviewed on: 30th May 2017

Easy to arrange

They seem to have a fair way of assessing risk of lending and their rates were so much cheaper than elsewhere. So easy to arrange too. Reviewed on: 30th May 2017

Quick and easy

easy to use online application, loan approved very quickly, sign the paperwork and the money transfer next day, all happened within a few days. I would recommend this product. Rate a very good as well Reviewed on: 30th May 2017

Simple, clear and low interest

I have never known such a reliable and easy lender, the terms are clear, interest is reasonable, and everything can be managed to suit me! So glad I found Zopa! Reviewed on: 30th May 2017

Fantastic

Quick decision, money in account when requested, fantastic rate. Couldn't ask for more from a lender. Reviewed on: 30th May 2017

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