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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Zooper Dooper Loans

Zopa in my experience have been excellent. They make borrowing money hassle free with great extremely competitive rates. They keep the customer informed and up to date with new initiatives. I cannot recommend them highly enough. Reviewed on: 30th May 2017

Simple and easy

Got a loan with Zopa and it was so simple and easy, got an instant decision and money in my account with no bother. Great interest rates and overall a brilliant experience Reviewed on: 30th May 2017

Real easy speedy decision

This was by far one of the easiest loans I've ever set up. Great customer service and user interface on the website and decision was really quick. Money in the bank within a few days! Thanks! Reviewed on: 30th May 2017

Great loan service

I borrowed £10k to get a car, the application was fast and easy and the money arrived exactly when they said. DD set up to pay back sorted as well. Couldn't be happier, will definitely use again. Reviewed on: 30th May 2017

Great!

No hassle, quick response, easy to understand T&C Reviewed on: 30th May 2017

Good, simple service

Unlike other companies the application process was very straightforward, with easy to follow steps. Reviewed on: 30th May 2017

Recommended by a family friend

Filled in application online quick and easy to do decision within 24hours agreed loan and money paid into my bank within 2working days Reviewed on: 30th May 2017

Fast and very customer focused

Zopa's loan application is very straight forward and the outcome is sent in very good time. Follow up emails to check all is well are most welcomed! Reviewed on: 30th May 2017

Low Interest, Clear & Honest Service

Convinced my boyfriend to redo his loan after the excellent service from Zopa Reviewed on: 30th May 2017

Zopa Loans

I found the application easy to understand and complete a decision was made quickly and I was informed immediately my payments and interest rate are amazing and very competitive Overall excellent service I'm really impressed with the whole process Reviewed on: 30th May 2017

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