Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Personal loan reviews

4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69090)

Fast efficient

5
Fast efficient service provided by Zopa. Easy to use and with instant decision along with a reasonable interest rate always a place that I visit when additional monies are required. Reviewed on: 30th May 2017

Excellent service

5
Excellent service, ease of use. Recommend to anyone. Reviewed on: 30th May 2017

Very impressed customer

5
My loan was agreed very quickly and effortlessly. No hassle, no fuss and I felt like I have got the best deal I could. Thank you Reviewed on: 30th May 2017

Professional prompt and speedy service without any red tape.

5
Would definitely use your company again in the future Reviewed on: 30th May 2017

Amazing, reliable, supportive,excellence

5
Zopa was very straight forward to use, support was excellent and the system provided was very prompt and reliable. Highly reccomend. Reviewed on: 30th May 2017

Easy to use professional service

5
Hassle free loan, easy from start to finish so glad I used Zopa Reviewed on: 30th May 2017

Fast, easy and simple

5
Zoos delivered a very quick quote and the website is an easy read with a smooth and simple process Reviewed on: 30th May 2017

friendly and helpful staff

5
Quick application Decision of success instantly Overall experience.......no fuss and fab Reviewed on: 30th May 2017

Excellent service

5
It's the simplest thing to get a loan from Zopa. Follow the instructions; upload any financial details needed and the answer was with me within a day. I had no problems changing the date of payments to suit me better and there was absolutely no hassle throughout the transaction. Reviewed on: 30th May 2017

Great service

5
It was so easy to get a loan with zopa hassle free, no cold calls or lots of questions fantastic service Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44354 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products