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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Fantastic

5
Quick decision, money in account when requested, fantastic rate. Couldn't ask for more from a lender. Reviewed on: 30th May 2017
Brian's avatar
Brian

Fast efficient

5
Fast efficient service provided by Zopa. Easy to use and with instant decision along with a reasonable interest rate always a place that I visit when additional monies are required. Reviewed on: 30th May 2017
Andrew Menzies's avatar
Andrew Menzies

Excellent service

5
Excellent service, ease of use. Recommend to anyone. Reviewed on: 30th May 2017
Barry mccarte 's avatar
Barry mccarte

Very impressed customer

5
My loan was agreed very quickly and effortlessly. No hassle, no fuss and I felt like I have got the best deal I could. Thank you Reviewed on: 30th May 2017
Natasha 's avatar
Natasha

Professional prompt and speedy service without any red tape.

5
Would definitely use your company again in the future Reviewed on: 30th May 2017
Andrew 's avatar
Andrew

Amazing, reliable, supportive,excellence

5
Zopa was very straight forward to use, support was excellent and the system provided was very prompt and reliable. Highly reccomend. Reviewed on: 30th May 2017
Thomas Swain's avatar
Thomas Swain

Easy to use professional service

5
Hassle free loan, easy from start to finish so glad I used Zopa Reviewed on: 30th May 2017
Tommy duff's avatar
Tommy duff

Fast, easy and simple

5
Zoos delivered a very quick quote and the website is an easy read with a smooth and simple process Reviewed on: 30th May 2017
Noemi Gill's avatar
Noemi Gill

friendly and helpful staff

5
Quick application Decision of success instantly Overall experience.......no fuss and fab Reviewed on: 30th May 2017
shsron's avatar
shsron

Excellent service

5
It's the simplest thing to get a loan from Zopa. Follow the instructions; upload any financial details needed and the answer was with me within a day. I had no problems changing the date of payments to suit me better and there was absolutely no hassle throughout the transaction. Reviewed on: 30th May 2017
Susan's avatar
Susan

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