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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Best rate On the market

Great loan provider easy application and the lowest interest rate available at the time. I had the money within 24 hours. Great service Reviewed on: 30th May 2017

Quick, easy, brilliant

Easy to apply for and follow instructions, great service and a quick response time, money was in my bank before I knew it, it's a thumbs up from me Reviewed on: 30th May 2017

Perfect

Great company, easy process and a quick service Reviewed on: 30th May 2017

Super

I would recommend very quickly besides formalities Reviewed on: 30th May 2017

Very easy process

Easy application quick decision and very good interest rate overall happy customer Reviewed on: 30th May 2017

Very Helpful Lender

I wanted to get solar panels for my home. They cost £5000 and I make £800+ a year guaranteed for 20 years. Thanks for making this possible Zopa. Reviewed on: 30th May 2017

Quick reliable service top company

I needed cash fast I applied to Zopa and after being accepted the money was in my account within 36 hrs and I still could cancel if I wanted..... Reviewed on: 30th May 2017

My car loan

I can't believe how easy & painless it was. The last time I had a personal loan from a high street bank, they needed a guarantor and references, endless amounts of paperwork. When the loan was approved it was sent as a cheque. I was half expecting my Zopa loan to be the same so when it wasn't I was completely blown away...very very smooth, would totally recommend!! Reviewed on: 30th May 2017

Quick and easy

Zopa,s website was easy to use to apply for a loan. I got the money fast and a good interest rate also! Reviewed on: 30th May 2017

The most hassle free and fast financial service experience I've ever had!

Quick and easy application, user friendly website and fast feedback. A very good service. Reviewed on: 30th May 2017

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