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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Fast decision, keen rates.

Problem free transaction, fast decision, great interest rates, highly recommended! Reviewed on: 30th May 2017

so so good

great value and so quick and easy to apply Reviewed on: 30th May 2017

Zopa are very good

When I wanted a loan the process was very good straight forward. Reviewed on: 30th May 2017

If carlsberg did loans, they would be something like this!!!!

Great company. Easy to deal with. Seem's l had the money in the bank, about 6 minutes after l applied!!! Reviewed on: 30th May 2017

Quick, Easy and the right loan for me.

Needing a loan quickly I went online to see if it would be possible to get a loan that I could realistically afford to pay back for the right amount of money I needed. I went on a comparison site and up popped Zopa, I couldn't believe how good the rates were. I went through the quick process of picking the amount and time frame I would like to take regarding paying the loan back and it was done. I didn't hesitate as I couldn't believe it was that easy. I had gone from enquiring, to picking the right loan for me in just under 10 minutes, this brought the weight of the world off of my shoulders and I couldn't say thank you enough to Zopa. Ben Reviewed on: 30th May 2017

Mr

Great, flexible loan will continue to use in the future! Reviewed on: 30th May 2017

excellent, fast and no nonsense service

Zopa provides a simple process to apply for a loan, no messing you about with unnecessary paperwork and money available really quickly. Website simple and easy to use so you can track your payments and make overpayments really easily. Simple, modern and user friendly approach to loans. Reviewed on: 30th May 2017

Easy process

Very easy to get a very low interest loan into your bank the next day. Highly recommend Reviewed on: 30th May 2017

Excellent

Very good. Low interest rates. Money in my account within a few days Reviewed on: 30th May 2017

Kitchen plans come to fruition

The whole process of applying for loan was quick & easy. T&Cs easy to understand. As for the interest rate, that''s just brilliant! Kitchen now fitted. Thanks to you Reviewed on: 30th May 2017

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